Legal aid for bike crash - how?

[jono035]

It is the curious situation where the uninsured has more rights and better cover, than the insured. Certainly, had the insured be riding or driving outside their license conditions, they wouldn't have got a cent, where the 3rd party (who didn't contribute a dollar to the premium) was fully covered. Quite funny really.

Steve

Not really 'more' rights... If her insurance company had decided to push it in court, he could have very quickly ended up in the situation where the benefit far outweighed the cost for a lot of people. In that case an insured person could still get their vehicle replaced, they'd only be quibbling about the excess...

I do agree that he may not have bothered pushing for this outcome if he had been insured, but that doesn't mean he was better off without insurance.

For the record, it's still a goddamn stupid thing to do in my opinion.

[breakaway]

Not really 'more' rights... If her insurance company had decided to push it in court

Doubt it. The fact that they paid out means that they know if they go to court they're going to get fucked. Look at the evidence.

[CookMySock]

Not really 'more' rights... If her insurance company had decided to push it in court, he could have very quickly ended up in the situation where the benefit far outweighed the cost for a lot of people.

Which people? How much did he spend? I'd like to see some insurance company argue the point with the bailiff after the small claims court applied to have their judgement enforced. It would be easy to plaster that all over the news and the internet, and make their happy-families company look like hairy smelly arse.

In that case an insured person could still get their vehicle replaced, they'd only be quibbling about the excess...

Not if they were outside their license conditions they won't. They can quibble all they like and they wont get a brass razoo.

I do agree that he may not have bothered pushing for this outcome if he had been insured, but that doesn't mean he was better off without insurance.

Well thats what you get isn't it. You pay your money or you take the risk - that's the basic idea behind insurance. I submit that you are no better off with insurance than without it.

For the record, it's still a goddamn stupid thing to do in my opinion.

Splitting? Each to their own. Don't split then. For myself, I watch stopped cars like a hawk, or stay away from them. I don't remotely trust them.

Steve

[Patrick]

@Patrick, you are always going to defend your industry, and that is not surprising.

You don't have all the facts about the aforementioned teenage driver whatsoever, but you make sweeping generalisations about his general ability, poor attitude, and previous driving convictions. On this forums that means that means nothing, but you reveal quite a lot about how a police officers' mind works, and this is exactly the problem we are referring to.

WRONG....... Epic FAIL. That is what the JUDGE looks at.............

People like you with a small amount of authority who already know everything but actually know nothing,

LMFAO........... A pot caslling kettle black moment there if ever there was one. Your many previous bad advice posts prove that...............

usually proceed to court on that basis,

WRONG.... AGAIN.... I proceed to court because someone broke the law. End of story. Past history has nothing to do with it, which is why juries do not hear of past histories either......

and don't want to hear anything other than what they believe. If we have anything to do with it, it will be at least egg on your face, but if it comes to blood on the floor then we are up for that.

Drama queen strikes again.......................

Best to shut up, I think, when you don't know the history or the person.

Steve

No I dont. The judge would have. Hence the record breaking $900 fine..........

[jono035]

Which people? How much did he spend? I'd like to see some insurance company argue the point with the bailiff after the small claims court applied to have their judgement enforced. It would be easy to plaster that all over the news and the internet, and make their happy-families company look like hairy smelly arse.

Not if they were outside their license conditions they won't. They can quibble all they like and they wont get a brass razoo.

Well thats what you get isn't it. You pay your money or you take the risk - that's the basic idea behind insurance. I submit that you are no better off with insurance than without it.

Splitting? Each to their own. Don't split then. For myself, I watch stopped cars like a hawk, or stay away from them. I don't remotely trust them.

Steve

I "split" all the time but I'm a chicken and only do it slightly faster than jogging pace and only between cars that are actually travelling but stopped at lights, I try to stay well away from parked cars.

I was referring to riding without insurance and by extension riding outside of license conditions.

My point wasn't that in this case he would have been any better off insured because he was already breaking both the law and terms of insurance, so that is obvious. However, in every other situation I can think of, he would have been better off by being both insured and within his license conditions. Remember that most of the laws that govern these situations have 'if blah manoeuvre can be completed safely'... All you need is an argument over that point and it can very quickly ruin things if talking about a lot of damage or an expensive vehicle...

[jono035]

Doubt it. The fact that they paid out means that they know if they go to court they're going to get fucked. Look at the evidence.

Should have made it clearer that I was talking in hypotheticals... I just took issue with the blanket 'better off un-insured' statement. In this case, it all comes out in the wash.

In the case where it was less clear cut, you're talking about risking the difference between paying insurance excess and paying full repair cost. Given that I'm helping a friend through a similar situation where a cracked bumper is having $1500 claimed off one of his family members, I am accutely aware how badly this situation can turn out and how quickly, particularly if it plays out in such a way that it isn't obvious who is at fault.

[CookMySock]

No I dont. The judge would have. Hence the record breaking $900 fine..........

All your assumptions are broken. None of what you have stated is remotely connected with the truth. Why did I think I would get more than that by talking to a cop? All you achieve is show how arrogant you pigs really are, and why we would never want to discuss anything with you.

Steve

[Patrick]

All your assumptions are broken. None of what you have stated is remotely connected with the truth. Why did I think I would get more than that by talking to a cop? All you achieve is show how arrogant you pigs really are, and why we would never want to discuss anything with you.

Steve

Yeah.............. right...............

So arrogant I helped your mate sort it all out. What arrogance.......

And what is this "why we would never want to discuss anything with you" - especially the "we" part? You have "your" issues.

You wanted legal aid, war on the pigs, drama queen ranting and raving.....

All it took was a phone call and an email from me and a visit from one other member and it was sorted, to your mates satisfaction.

Maybe my assumptions are broken. Who knows. Who cares. $900 for a "minor bumper rub" is a world record fine. But what would I know, after nearly 25 years experience.........

BUt we go off topic. This isn't about you and your obvious hate on for cops...

Go on.... admit it.... sometimes a copper can help out.....

[pritch]

While there are glimmers of common sense in this thread, and once again Patrick goes out of his way to help someone he doesn't even know, it's apparently all about a conspiracy.

DB, you know you aren't supposed to stop taking your medication. Take the pills and have a lie down and give us all a break...

[Patrick]

While there are glimmers of common sense in this thread, and once again Patrick goes out of his way to help someone he doesn't even know, it's apparently all about a conspiracy.

DB, you know you aren't supposed to stop taking your medication. Take the pills and have a lie down and give us all a break...

Bizarre is DB.....

Thanks for that Pritch - well said.

Twas a pleasure to help the young fella who was wronged. Twas a pleasure to help out and right the wrong, along with anothers "legal" help - you know who you are..... Can't fix em all, but this was an easy one.

The young fella approached me direct and wants to remain anonymous. He hasn't told me of the outcome directly, we only have DB's account on that. It is a good result in the end and was actually an easy fix, without the need to declare World War Three.

[JimO]

Why did I think I would get more than that by talking to a cop? All you achieve is show how arrogant you pigs really are, and why we would never want to discuss anything with you.

Steve

fucks sake someone your age with teenage children needs to really stop refering to the police as PIGS what you need to do is grow the fuck up

[red mermaid]

Well said Jimjim.

DB has issues I would say from the image he gives out and then again he is more likely just full of it.

[Patrick]

fucks sake someone your age with teenage children needs to really stop refering to the police as PIGS what you need to do is grow the fuck up

Childish, he is... (In my best "Yoda" voice....)

Well said Jimjim.

DB has issues I would say from the image he gives out and then again he is more likely just full of it.

MIght be right on both counts there.

Had contact and full story from the wronged one. Sorted

[peasea]

fucks sake someone your age with teenage children needs to really stop refering to the police as PIGS what you need to do is grow the fuck up

Have to agree with you, some cops are simply cops going about their duties. However, SOME (like Patrick) have a holier than thou attitude and are most definitely pigs.

I refer to the police as 'the police' or 'coppers' or 'cops' but when it is deserved the word 'pig' can and should be used.

[Patrick]

Have to agree with you, some cops are simply cops going about their duties. However, SOME (like Patrick) have a holier than thou attitude and are most definitely pigs.

I refer to the police as 'the police' or 'coppers' or 'cops' but when it is deserved the word 'pig' can and should be used.

You still stalking me....???

Just going about my duties, fixing the wrong....

Holier than thou.... OK.....