Glad your okay mtroskill and hope the insurance gets sorted out quickly. Yes riding is more risky, but as you say we are only masters of our detinies up to a point. Hence if circumstances conspire to remove you from this world , there is sometimes nothing we can do to change that. We can take as many precautions as we want and still get taken out. It is up to each rider to decide if the risks are worth it and to make their own decision. I know the risks and choose to ride as it makes me feel more alive. Each to their own though. Once again glad you escaped relatively unscathed .
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