How that ideal foreign trackday can go horribly wrong

[Mully]

Not sure if its been mentioned yet. But there is a reciprocal agreement between NZ and Aus. So you should be covered by medicare while in Aus due to ACC

I don't think his medical care is the issue.

[avgas]

I don't think his medical care is the issue.

Have a feeling it covers ambulance as well.
As Medicare cover ambulance, and ACC cover ambulance.

[Mully]

Have a feeling it covers ambulance as well.
As Medicare cover ambulance, and ACC cover ambulance.

Well that's good news then.

Maybe not if they scrape you off a racetrack though - or surely they wouldn't have billed him.

[avgas]

Well that's good news then.
Maybe not if they scrape you off a racetrack though - or surely they wouldn't have billed him.

Actually health insurance over there is a mess - many in the health profession are unaware this agreement between NZ and Aus exists.
Even medicare were dumbstruck as to what I had to do to get medicare over there. They were trying to get me to swear as an Aus citizen before they would let me sign up for insurance

So it would not surprise me if this slipped through the cracks.

[marty]

I still reckon you own the bike and gear - you have paid for it.

[CHOPPA]

If you are doing any ride days in Oz it is recommended to join the St Johns for $50 just to be safe. This goes the same even if your a citizen of Australia you would still get the bill.

Make sure you put new tyres on your track day bike, you would prob put new tyres on your own bike. You cant expect $500 hireage to cover a new set of tyres.

You gotta ask yourself the question also, if you crashed your own road bike at that speed you would have had the same amount of damage so it would cost the same to fix

[CHOPPA]

Also your travel insurance if you got it covers things like rental car or bike excess....

It also covers ambulance and hospital charges, surely you would have got travel insurance if your intention was a ride day?

[Usarka]

Most policies exclude motor sport - and any costs directly or indirectly related.

[scracha]

Anyone else got dejavu ?

[Owl]

Also your travel insurance if you got it covers things like rental car or bike excess....

It also covers ambulance and hospital charges, surely you would have got travel insurance if your intention was a ride day?

I didn't think travel insurance covered you for any high risk activities?

[Owl]

Most policies exclude motor sport - and any costs directly or indirectly related.

Anyone else got dejavu ?

[scracha]

I didn't think travel insurance covered you for any high risk activities?

Generally not. Some even exclude riding motorcycles on the road, never mind the track. I had to pay an extra $150 to ride motor-bicycles over here when I was a tourist. Most folk don't know they're not covered, such as the thousands who hire mopeds in places like Ibiza.

Someone out there will insure you for foreign track days, it's just that they'll charge you a fuck load.

[CHOPPA]

Its rider training.... Regardless they would still pay for Ambulance, hotel and transfer fees.

A track day is not racing, its no diff to getting injured at indoor karts or any other holiday activity

[CHOPPA]

Generally not. Some even exclude riding motorcycles on the road, never mind the track. I had to pay an extra $150 to ride motor-bicycles over here when I was a tourist. Most folk don't know they're not covered, such as the thousands who hire mopeds in places like Ibiza.

Someone out there will insure you for foreign track days, it's just that they'll charge you a fuck load.

If your intention is to ride a motorbike then you should check up on these things.

Whenever I race in OZ I have to get all sorts of insurance, you cant just hope for the best cause the risks are pretty high

[Muppet]

I had a work trip to Melbourne recently so i arranged it so i could fit in a trackday at Phillip Island the day before. I paid my money and hired one of their bikes and all the gear and the anticipation began.
The big day arrived and it was ideal conditions, sunny with a dry track. Got fitted out with brand new hire leathers, gloves, helmet and out for session 1 on the GSXR600 bike. Took it easy for first session while getting to know the track and then built up the speed as the sessions progressed. Three quarters of the way through session 4 it all went wrong. Heading into Lukey Heights about 130kph and the front wheel loses traction resulting in a low side slide across track, grass and into gravel pit.
The end result was a written off bike, 1 broken shoulder blade, 2 broken ribs, an ambulance ride to hospital and 2 nights in hospital.
The good news is that it is only a few broken bones, i had 2 really peaceful nights in hospital and i got out of the work i was supposed to be attending.
The bad news has to be measured in dollars and adds up awfully fast.
Trackday Fees and Hire costs $700
Written off hire bike and gear $6300
Rearranged flight/hotels $1000
Ambulance Ride to Hospital $5000

Total $13000

That would have paid for 65 trackdays at Hampton Downs on my own bike so now the GSXR750 has to go to pay for all of this. It won't bankrupt me but it is painful.

My advice to anyone contemplating this is beware that shit happens and that you should not get into an ambulance under any circumstances. If you get injured hire a limosuine or even a helicopter to get you to hospital as the Victorian Ambulance service is run by the Mafia and they will bleed you dry.
And Travel Insurance won't pay any of your medical costs as they consider it Motor Racing which is excluded from their cover.

Christ, that's a ripping good yarn!!!!