
Originally Posted by
Hitcher
Yes, but they still do this in the same year. No difference in risk whatsoever from an insurer's point of view.
I know, the actual risk may be lower but the insurancies companies don't care. All they see are numbers, not how good a rider you may or may not be.
Neither should they care about any aspect of an individual's risk profile. The purest form of insurance that exists is in the Amish communities and the like. Their is no insurance in the modern sence but if a barn burns down the entire community gives what they can to rebuild it at almost no cost to the owner.
"Those who would give up essential liberty to purchase a little temporary safety deserve neither liberty nor safety." - Benjamin Franklin (1706-90)
"I would rather be exposed to the inconveniences attending to much liberty than those attending too small a degree of it." - Thomas Jefferson (1743-1826)
"Motorcycling is not inherently dangerous. It is, however, EXTREMELY unforgiving of inattention, ignorance, incompetence and stupidity!" - Anonymous
"Live to Ride, Ride to Live"
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