I'm down, ahhhh, I dropped me bike...

**GPXchick** · 1st May 2011, 12:45

Originally Posted by superman

Urg I keep hearing stories that make me think I should really upgrade my insurance to full

Glad to hear you're ok. Front sliding out is my worst fear.

But this is definitely one of my worst fears too. Hope all works out for you mate.

**St_Gabriel** · 1st May 2011, 13:50

In regards to the insurance for the gears,

When I had my off, the bike was comprehensively insured with State and we also had our contents insurance with them as well. The gear had to be covered under the contents insurance so potentially two lots of excess would have been payable (I was deemed not at fault by State so no excess for the bike, and contents insurance excess refunded once they have been paid for by the guilty party).

They were very quick to payout, but they did depreciate the cost of all my gear by 5%. All gear was quite new (less than two months). The stuff I bought off trademe was also paid for at a depreciated replacement cost not a depreciated purchase cost, with the replacement cost being proven by a letter faxed to them from Boyds in Hamilton. All up was sorted quickly and efficiently all except the wait for the refund on my contents insurance excess. ( Accident was in July and had successful disputes tribunal hearing in March, still waiting for my $250)

**skippa1** · 1st May 2011, 15:48

Originally Posted by Oscar

Mobil 1 in a motorbike?

Yes, not so strange you know, Mobil 1 4T Motorcycle racing oil. Recommended by Triumph in their manual as the oil of choice.

**Katman** · 1st May 2011, 15:54

Originally Posted by skippa1

Not too interested in the "safety" speeches, condemnation for accident detail or other criticisim.

I'm sure you're not.

Just another avoidable accident to add to the ledger though. Thanks a lot.

I often wonder how many of those who are blase about writing off their motorcycle are the same people who scream blue murder when someone's shopping trolley puts a scratch on their car.

Why do so many see motorcycles as disposable toys?

**skippa1** · 1st May 2011, 16:25

Originally Posted by Katman

I'm sure you're not.

Just another avoidable accident to add to the ledger though. Thanks a lot.

I often wonder how many of those who are blase about writing off their motorcycle are the same people who scream blue murder when someone's shopping trolley puts a scratch on their car.

Why do so many see motorcycles as disposable toys?

Fuck off loud mouth cunt

**Maha** · 1st May 2011, 16:31

Originally Posted by Katman

Why do so many see motorcycles as disposable toys?

They are a disposable item.
Which is why I fail to get the rife ole 'throw alot of extra money at them' syndrome.

**YellowDog** · 1st May 2011, 16:38

Originally Posted by Katman

I'm sure you're not.

Just another avoidable accident to add to the ledger though. Thanks a lot.

I often wonder how many of those who are blase about writing off their motorcycle are the same people who scream blue murder when someone's shopping trolley puts a scratch on their car.

Why do so many see motorcycles as disposable toys?

FACT: When studied after the fact: All accidents of any kind are avoidable.

"If only I'd stayed in bed, I wouldn't have been riding my bike and hence would have avoided an accident."

It is usually factors out side of our control that put us in the "need a bit of luck to survive this" situation OR just riding too fast and or badly.

Based upon the information given whereby the front wheel unexpectedly lost traction on a specific piece of road; this accident would have been totally avoidable if the local council had kept the road in a better state.

Clearly speed must have been a factor, or else he would have not been moving.

Perhaps we should blame the Police for not reporting the defective road surface?

They seem to be keen to report everything else

**MSTRS:Me** · 1st May 2011, 16:47

Originally Posted by YellowDog

FACT: When studied after the fact: All accidents of any kind are avoidable.

Nope. Except by not being there in the first place, true accidents (act of god type) are unavoidable. All others fall in the class of avoidable, in so far as the person/s involved make a mistake.

**Ocean1** · 1st May 2011, 16:49

Originally Posted by YellowDog

FACT...

Yeah. But all that's really needed is:

Originally Posted by skippa1

Fuck off loud mouth cunt

Anything else is redundant.

'Cept, (nods to H) for the comma.

**Ocean1** · 1st May 2011, 16:49

Originally Posted by MSTRS

Nope.

Do you really want to have that discussion again?

**Katman** · 1st May 2011, 16:50

Originally Posted by YellowDog

Based upon the information given whereby the front wheel unexpectedly lost traction on a specific piece of road; this accident would have been totally avoidable if the local council had kept the road in a better state.

Yeah, we seem to have progressed from blaming the "fucking cagers" to focusing on blaming the "fucking road conditions".

The spirit of 'Blame Something Else' lives on.

**bogan** · 1st May 2011, 16:57

The S3 has a fairly exposed frame iirc, couple that with a slide and stop by armco and I reckon getting a proper frame check done (if it isn't written off, or if you buy it back) could be a good idea.

**MSTRS:Me** · 1st May 2011, 17:05

Originally Posted by Ocean1

Do you really want to have that discussion again?

Don't need to. The word conjures up semantics, but my stance on the meaning remains little changed.

**Old Steve** · 1st May 2011, 17:52

Can't we just have a thread without all this "every accident is avaoidable" crap. Yeah, they are.

But skippa1 just wanted some advice on the insurance aspects of his off.

Hey, glad you're OK skippa1. Pity about the bike, probably a write off because the insurance co will cost repairs based on full new parts costs, the motorcycle companies make their money out of their spares business and new parts add up.