Crashed (Sorry Katman)

[bogan]

You were right the first time. Car was on-coming.

I was trying to say I'm used to lane splitting when on-coming traffic cannot cross your path (like on the motorway), and that might be why I didn't register the hazard. Lack of brain on task, dreaded 'habitual' lane splitting.

If you were splitting, and the car was oncoming and turned across your path, how come the vehicles you were splitting between didn't join the mess?

Your insurer is worth a try, just ring up and ask; chances are they would want to know about accidents and repairs anyway.

[superman]

$40 a year!!!! I'm paying $64 per month =( for full though (and I'm a lil kid).

You can buy a new badass light now

Lol yeah, full insurance would have been $700 or more per year, so wasn't worth it. I thought to myself, if I bomb my bike and it's entirely my fault I deserve to suffer financially. So I thought 3rd party only would make me ride more carefully in the most common 'biker fault' situations such as losing it on a corner etc. Has worked fine for the last 25,000km...

[scumdog]

If you were splitting, and the car was oncoming and turned across your path, how come the vehicles you were splitting between didn't join the mess?

Your insurer is worth a try, just ring up and ask; chances are they would want to know about accidents and repairs anyway.

My thoughts too.

My take on lane-splitting is: you ride down the gap between two columns/rows of cars etc heading in the same direction as yourself.

So, to clarify re the incident involving the O.P:

He was lane-splitting between the rows of cars going in the same direction as him.

At some stage a vehicle on the other side of the road travelling in the opposite direction turned right to head down a side street (i.e. across the lanes being used by the O.P. and other cars).

O.P. hit this car - so how come only he and none of the other cars in the two lanes travelling in the same direction hit the turning car???

[superman]

If you were splitting, and the car was oncoming and turned across your path, how come the vehicles you were splitting between didn't join the mess?

Your insurer is worth a try, just ring up and ask; chances are they would want to know about accidents and repairs anyway.

I was going faster than the two cars I was splitting between. I assumed the car on my right would continue travelling forward because there were a few car lengths gap before the next car, so I started going past him, didn't realise he was slowing down obviously to let a car turn down the side road. I was paying attention to the cars up ahead that I would be splitting through next. When I realised they were stopping to let a car turn I started to brake, but the oncoming car had already started to turn without recognising my presence. Not enough space to stop, she saw me when she was already across the first lane and I smacked into her front left headlight.

I'll give the insurer a call tomorrow and see what they say.

[Katman]

If you were splitting, and the car was oncoming and turned across your path, how come the vehicles you were splitting between didn't join the mess?

Probably because they had stopped or slowed to allow the on-coming vehicle to turn.

Hence my comment about the motorcycle "appearing out of no-where".

[Bassmatt]

You could try your insurer. I know you only have 3rd party - but, if the offending vehicle/driver is identified, your insurer may fix your bike and chase said driver for re-imbursement.

I had a similar situation in a car about six months ago. I got rear eneded by a nice lady with no insurance and my car only had third party.
I rang State insurance to see if they could help or offer any advice and basically got laughed at and told to fuck off.
On the brightside we came to an agreement on the value of the car after getting quote from a panelbeater and her husband came around a few days later with a nice shiny cash cheque.
You never know your luck, there are still some honest people out there.

[Usarka]

Did she wait around 1.5 hours for the cops to show?

[superman]

Did she wait around 1.5 hours for the cops to show?

Accident took place 50 metres from her house. I put my bike on her lawn and waited outside for the cops to arrive and mummy to come pick me up.

[FJRider]

Perhaps it may pay to look for more specific insurance ... like accident cover only ... rather than full cover.(plus 3rd party may/should be included in it) It may be slightly more than you pay now ... but may be worth it on another occasion in the future.

[GrayWolf]

There was some discussion a short time ago on 3rd party vs comprehensive.
IF and I mean IF you are lucky, your insurer may have given you free protection against just this type of event... Check your policy carefully, but with a $40 a year premium? I am in serious doubt of it.... good luck with persueing her though.

[nzspokes]

Hope like fuck she's a nice person.

Good luck with that. No insurance means no money as a general rule.

Its probably old school of me but I wont drive or ride anything that does not have full cover. Mind you im so old full cover for my bike is only $140 a year.

[mossy1200]

Good luck with that. No insurance means no money as a general rule.

Its probably old school of me but I wont drive or ride anything that does not have full cover. Mind you im so old full cover for my bike is only $140 a year.

Im lucky the insurance company classes my MT as cruiser not naked sports. Its its $49 per month full cover for 16k.
$140 is cheap but I think bike insurance is very dirrectly related to some insured.

[superman]

There was some discussion a short time ago on 3rd party vs comprehensive.
IF and I mean IF you are lucky, your insurer may have given you free protection against just this type of event... Check your policy carefully, but with a $40 a year premium? I am in serious doubt of it.... good luck with persueing her though.

Just checked, my car 3rd party insurance with them has free 'innocent party protection'... unfortunately the bike doesn't get the bonus cover. So looks like I'll have to do everything personally with the driver of the vehicle and hope for full compliance. Else small claims court will be the likely outcome.

Time to look for another bike while this gets fixed I guess...

[Swoop]

My question is what am I supposed to do if she doesn't have insurance? (Mine is only 3rd party). Do I simply take it to a repair shop and then give her the bill?

Good luck with 3rd party, but certainly talk to your insurer.

Last year I had a bint drive into the side of my car. She was uninsured and made various promises to "pay it off" to me directly.
I contacted my insurance company and they handled the matter entirely. Full insurance on my car so they went after said bimbo for the $$$'s which would have cost her quite a tidy sum.

[Woodman]

How many "had a crash today" threads on here involve lane splitting? seems to be quite a few by my reckoning.

Sorta like below really.

I singed my eyebrows today, was just lighting a fag with my blowtorch like I usually do and...............