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Thread: The definitive motorcycle insurance thread

  1. #286
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    3rd October 2010 - 16:50
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    Quote Originally Posted by conadz View Post
    3rd party only
    State nor AA will insure learners on "sporty" motorcycles.
    haven't contacted kiwibiker, if anyone is in a similar situation is around to offer their experiences i wouldnt be against changing across.
    Thats a fucking joke. a 'sporty' learners bike isnt going to really be all that 'sporty', and how is it anymore dangerous then any other type of motorbike ?
    Iv heard NAC will insure anyone, but at a price.

  2. #287
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    2nd March 2007 - 10:38
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    Quote Originally Posted by clonak View Post
    Thats a fucking joke. a 'sporty' learners bike isnt going to really be all that 'sporty', and how is it anymore dangerous then any other type of motorbike ?
    Iv heard NAC will insure anyone, but at a price.
    It's not the sporty performance; it's the expensive plastic that is likely to get scratched..

  3. #288
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    15th January 2013 - 17:37
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    Quote Originally Posted by discotex View Post
    It's not the sporty performance; it's the expensive plastic that is likely to get scratched..
    Third party insurance....
    Its the crash statistics that determine the insurance, and sadly alot of young idiots go out and make stupid mistakes which makes life expensive for the rest of us.

  4. #289
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    19th August 2003 - 15:32
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    Quote Originally Posted by conadz View Post
    Third party insurance....
    Its the crash statistics that determine the insurance, and sadly alot of young idiots go out and make stupid mistakes which makes life expensive for the rest of us.
    It's not actually, it's the loss ratio.
    Premium income compared to claims costs.

  5. #290
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    15th January 2013 - 17:37
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    Quote Originally Posted by Oscar View Post
    It's not actually, it's the loss ratio.
    Premium income compared to claims costs.
    What causes loss? Mistakes?

  6. #291
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    1st April 2013 - 09:44
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    insurance

    im guessing you all have big bikes, ive insured suzuki fxr 150cc with state comprehensive with bike valued at $1200 for $6 per week

  7. #292
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    19th August 2003 - 15:32
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    Quote Originally Posted by conadz View Post
    What causes loss? Mistakes?
    Mistakes?

    That's a strange word to use.

  8. #293
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    19th April 2012 - 10:16
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    DONT USE AA INSURANCE! need help with better coverage!

    hello all! after living in the states for 20 years im back to my homeland! i recently had my bikes insured with AA but after being knocked off by a cager in december im STILL waiting to get my bike back from the shop! i have had it! i need a new better company to throw my money at. HELP PLEASE!!

  9. #294
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    15th October 2005 - 15:54
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    http://www.kiwibike.co.nz/ Ph 0800 629 253...ask for Dave, he rides a Diavel these days so obviously he is a superb being

  10. #295
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    21st December 2010 - 10:40
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    Not the main insurance companies. Kiwi Bike, Classic Cover, Swan and there are many more. Classic Cover, as the name suggests, is age dependant I think.
    Great minds discuss ideas, average minds discuss events, small minds discuss people. --- Unknown sage

  11. #296
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    19th August 2010 - 13:17
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    +1 for Kiwibike. Avoid the major insurance companies and stick with the specialist vehicle insurers.

  12. #297
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    5th June 2008 - 17:46
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    A friend of mine had an accident in his car recently, insured with AA. Got told to take his car to the AA yard, they even offered to pay for his taxi back home. They arranged all the details of the repair and called him a few days later when it was all ready to be picked up.

    Same friend had an accident on his bike, Don't know whether or not this was also insured through AA or not. But anyway got told to pick his own Motorbike shop with which to get the repair done, as I understand this is the case with alot of insurance companies. This shop had his bike for a Month or more and basically it took them a pretty long time to get it fixed and back to him, wasn't stupid amounts of damage either.
    Your case sounds pretty bad though I would be spewing if I had to go without a bike for that long! Problem could be the shop, not AA.

    What has the shop said when you called them to figure out what was going on?

  13. #298
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    9th August 2005 - 19:52
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    Bikes can be a prick to get repaired. Often the problem is getting the parts because they replace everything with OEM new parts. Sometimes getting something out of the factories can take weeks if not months.

    Look into whether it's the insurance company or the repairer.
    Zen wisdom: No matter what happens, somebody will find a way to take it too seriously. - obviously had KB in mind when he came up with that gem

    Artificial intelligence is no match for natural stupidity

  14. #299
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    15th October 2005 - 15:54
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    Quote Originally Posted by Mental Trousers View Post
    Bikes can be a prick to get repaired. Often the problem is getting the parts because they replace everything with OEM new parts. Sometimes getting something out of the factories can take weeks if not months.

    Look into whether it's the insurance company or the repairer.
    ...especially when they are older bikes like the OP's

  15. #300
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    9th January 2005 - 22:12
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    Quote Originally Posted by DMNTD View Post
    ...especially when they are older bikes like the OP's
    was it the F2 or the GB? either would be a "parts from Japan and scheduled arrival after the Rapture" kind of deal.

    Should have cash settled it and gone to egay.


    edit: as for insurance I am with David Golightly and underwritten by Vero I think. Been very happy so far but never had to make a claim. So there's that.
    I thought elections were decided by angry posts on social media. - F5 Dave

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