... A fraudulent investing scam promising high rates of return with little risk to investors (same as a bank, except it's legal). The Ponzi scheme generates returns for older investors by acquiring new investors (just like a banl as according to you new money comes from new investors). This scam actually yields the promised returns to earlier investors (the earlier you will have started the more your principle will have grown), as long as there are more new investors. These schemes usually collapse on themselves when the new investments stop (why has the financial system, failed? did someone mention lack of investment?).
Naive cretin.
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