Learner insurance?

[seoky]

Hey y'all.

I'm on the look out for a good insurance company.
Who are you insured with?

I'm a learner, under 25 and ride a 250. How much would insurance be?

Thanks

[eikon]

Have a look at www.kiwibike.co.nz for online quote. Price will depend on you bike value. I just insured my bike with them, fast and easy. But once I get my restricted in a month I will move to State as they are far cheaper.

[seoky]

Have a look at www.kiwibike.co.nz for online quote. Price will depend on you bike value. I just insured my bike with them, fast and easy. But once I get my restricted in a month I will move to State as they are far cheaper.

I got quoted less by NAC than going through kiwibike.
My excess for most places is very high at $1000.

I don't know which policy is better. haha I've been reading them for far too long

[JafaSaffer]

+1 for Kiwibike Dave and the team will look after you.

[Tazz]

I got quoted less by NAC than going through kiwibike.
My excess for most places is very high at $1000.

I don't know which policy is better. haha I've been reading them for far too long

Have a read up on NAC. Things may have changed but they used to be pricks about paying out. Their excess used to be $1500 so you're not doing too bad XD
I'm 25 and mine is still $750 on my Safari =/

If you have contents keep it with the same company and they'll look after you better.

I've only ever had to claim from State and AMI and both were straight forward (although State made me do all the bloody leg work for them the bastards)

[Ratu]

I found that Protecta gave me a better quote than Kiwibike did. I'm 22, Learner and will be getting a 250 in the next week or so.
Does anyone know about AA and their pricing? I've got my moped covered by them under the family policy but I haven't called them up to inquire about quotes for the 250.

[Icemaestro]

Last time I checked aa didn't insure non full bike lincence holders (was 5 years ago I called and that's what they said, despite having my car with them)


Sent from my iPhone using Tapatalk

[iranana]

I'm with AMI. Best premium and excess of all the places I called - most companies wouldn't even insure me since my bike is older than 30 years. Kiwibike was expensive when I last got a quote from them. I'm 22, on bike restricted/car full.

[Icemaestro]

I personally recommend AON - they were the cheapest when I was on restricted and again now on full , and have been easy to deal with for claims both my fault and not my fault. Their insurance also includes gear cover and roadside assistance.

[Tazz]

I'm with AMI. Best premium and excess of all the places I called - most companies wouldn't even insure me since my bike is older than 30 years. Kiwibike was expensive when I last got a quote from them. I'm 22, on bike restricted/car full.

AMI don't do fire and theft on 3rd party just in case you are not aware. I asked for 3rd party fire and theft, paid, thought it was all good, got another bike, asked for the same and that person told me it was actually 3rd party only

I have car and contents with them too so just working out what company I'm going to change it all to instead at the moment.

[iranana]

AMI don't do fire and theft on 3rd party just in case you are not aware. I asked for 3rd party fire and theft, paid, thought it was all good, got another bike, asked for the same and that person told me it was actually 3rd party only

I have car and contents with them too so just working out what company I'm going to change it all to instead at the moment.

Oh, so they only do third party or comprehensive? I'm on a comprehensive policy at the moment, but was thinking of changing that to third party, fire and theft... looks like I'll be looking for another company if I do that then eh? The only other places that would insure me were State (really, really expensive - basically not worth it) and Kiwibike (can't remember what they quotes, but it was less than State and more than AMI).

[f2dz]

Last time I checked aa didn't insure non full bike lincence holders (was 5 years ago I called and that's what they said, despite having my car with them)

That's what I was told 2 years ago also. I have had my car with AA for several years yet they wouldn't insure my bike.

I was with Kiwibike for a while when I had a 250 Ninja and I paid $580 for $5000 cover with a $1000 excess.

Now I pay $312 for $3500 cover with a $1250 excess which will go down to $750 once I get my full and $250 once I am 25.

I didn't mind Kiwibike at first and they're alright to deal with but I'd prefer to deal direct with an insurance company now. Plus Swann gave me a cheaper rate direct than through a broker.

[Jackpot]

I found that Protecta gave me a better quote than Kiwibike did. I'm 22, Learner and will be getting a 250 in the next week or so.
Does anyone know about AA and their pricing? I've got my moped covered by them under the family policy but I haven't called them up to inquire about quotes for the 250.

Same, 23/Leaner/250cc - Cheaper than Kiwibike and easy to set up. No experience with claims yet though.

<$400 per year which I think is pretty nice

[Kendoll]

I'd highly recommend Kiwibike, they are easy to deal with and great at comparing prices. Swann were also fantastic when I used to be insured with them, although had an at-fault accident and they wouldn't re-insure me (too young), which is where Kiwibike came in and really did an amazing job.

I'd be really careful about going with non-motorcycle orientated insurance companies such as State or AMI. Although they're cheaper, they're also less understanding and good luck ever getting insurance to do a track day with one of those companies. Really depends what you're after, if you don't care about track days or claims based on motorcycle-specific problems (ie. diesel on the road) then by all means go with those guys, but the cheaper option may not turn out to be the best if you actually need to make a claim (hopefully you don't).

[Ratu]

Has anyone had much experience with Protecta? They're giving me the better quote but I don't want to go with them if its going to give me trouble further down the line.