ACC is not invincible

[Grumph]

Just had an experience myself which points up how fucked the ACC system is...

Short story...scheduled visit to cardiologist at ChCh public, slipped standing up in the waiting room. Tweaked achilles...bearable, lived with it till about 3 months later I stumbled in our yard and gave it a real hammering.
Went to A&E at chCh public - 70km drive and there all day...got ultrasound eventually. Microtearing...

ACC have declined claim - Preexisting injury....all of 3 months old and the result of an accident ffs.

Now I've not claimed ERC, there will be no follow up visit or surgery....As far as I know I may get a bill from the DHB for the A&E treatment now ACC won't pay them. My response is going to be that the DHB can eat the costs as without the original slip on their grounds the cost would not have been incurred....

[nodrog:Me]

ED, well done mate!.
bucket, if you knew the half of it you'd still be NOT qualified to comment.
For me with a simple broken leg It took nearly a year of No income, no help of any sort to beat ACC and get paid out, Not enough to cover my expenses, but enough that ACC will never fuck with me again.
On ya ED!
Hope the drugs do exactly what they're're supposed to.
An don't stop, go them for the proper amount of compensation, you've paid into their screwed up scheme all your life, time you got what is rightfully yours, back.

Kelvin makes edbears problem look like a 7 year old girl with a stubbed toe. He just doesnt whinge about it.

[Katman]

I have tried every which way to reduce reliance on painkillers, but I'm waiting for an appointment with the pain clinic to see if they can suggest anything else.

You could always try hardening the fuck up for a change.

[Edbear]

Just had an experience myself which points up how fucked the ACC system is...

Short story...scheduled visit to cardiologist at ChCh public, slipped standing up in the waiting room. Tweaked achilles...bearable, lived with it till about 3 months later I stumbled in our yard and gave it a real hammering.
Went to A&E at chCh public - 70km drive and there all day...got ultrasound eventually. Microtearing...

ACC have declined claim - Preexisting injury....all of 3 months old and the result of an accident ffs.

Now I've not claimed ERC, there will be no follow up visit or surgery....As far as I know I may get a bill from the DHB for the A&E treatment now ACC won't pay them. My response is going to be that the DHB can eat the costs as without the original slip on their grounds the cost would not have been incurred....

I wouldn't accept that, mate. I can offer some possibilities if you want to PM me.

Kelvin makes edbears problem look like a 7 year old girl with a stubbed toe. He just doesnt whinge about it.

Not whinging at all, just saying what the situation is. I know I'm not the worst off by any means and you only have to look around to see how well of you really are.

My own case is rather complicated, being across two injuries, and I have been forunate in both knowing what to do and being able to present affidavits according to legislation and in analysing clinical reports, but also in having a case manager sympathetic and one who knows the law inside and out. It has been by carefully reading of the legislation and being able to decipher the legal and medical terms, that has lead to my winning my case.

[Edbear]

Try me - I have a reasonable list of fun bits.......but right now my problem is I am trying to help my father pay a $120,000+ medical bill for repairs on my father 20 years post his "ACC rehabilitation".

As for the injury not being fully better - ask yourself one question - what happens if it gets worse?
You think a broken bone is bad?

A key point with ACC is not to ever give up and go away. I made sure they knew I wasn't going to quit and that I had nothing to lose by pursuing it to the end. They were forced to take it seriously, especially when it became clear I knew the legislation and could relate to them on their own terms. Plus having the support of my surgeon, one who is used, and very well respected, by ACC for surgery and clinical assessments.

After pressure from people to get a lawyer, I tried a lawyer who was supposed to be an expert in ACC matters. He stuffed up and caused a two month delay, so I ditched him and did it on my own. Far cheaper and quicker!

[Big Dave]

OK - here's a go - Just about every Kiwi I know has an ACC frustration story. Even us temporary ones.
Yet if you criticise the system - or suggest it really isn't fair, you might as well have called Sir Ed a wimp!
Oscar is the only one I know who says it's bollox.
So what is it - are you lot brainwashed - or is a good idea gone bad - or is all OK and just amplified interweb misinformation?

[Big Dave]

a 7 year old girl with a stubbed toe.

Are your bandages off yet?

[nodrog:Me]

Are your bandages off yet?

nearly.

wanna root?

[Big Dave]

nearly.

wanna root?

I knew you were going to ask, but no thanks, I've always gone for the older woman - and you're only worth 6 points with both blanks.

[nodrog:Me]

I knew you were going to ask, but no thanks, I've always gone for the older woman - and you're only worth 6 points with both blanks.

The economy makes it hard being a slapper these days.

[Big Dave]

The economy makes it hard being a slapper these days.

More credit to you. Mission accomplished.

[Edbear]

OK - here's a go - Just about every Kiwi I know has an ACC frustration story. Even us temporary ones.
Yet if you criticise the system - or suggest it really isn't fair, you might as well have called Sir Ed a wimp!
Oscar is the only one I know who says it's bollox.
So what is it - are you lot brainwashed - or is a good idea gone bad - or is all OK and just amplified interweb misinformation?

It's the great NZ knocking machine in action. NZ's ACC system is the best in the world and the envy of people who live in other countries.

As my case demonstrates, when the human case managers get pressure to offload a long termer, you have all the necessary resources to set the record straight. Many have gone to a lawyer or Fair Go when they don't know what to do. Some give up and complain.

[Zedder]

OK - here's a go - Just about every Kiwi I know has an ACC frustration story. Even us temporary ones.
Yet if you criticise the system - or suggest it really isn't fair, you might as well have called Sir Ed a wimp!
Oscar is the only one I know who says it's bollox.
So what is it - are you lot brainwashed - or is a good idea gone bad - or is all OK and just amplified interweb misinformation?

IMHO ACC is a good in theory, however it's been dicked around with to the extent that it's become an absolute travesty and just another method of taxation plus an extremely unfair one to boot.

Other comments to that effect may be seen on the "Non payment of ACC levy..." thread.

[Zedder]

It's the great NZ knocking machine in action. NZ's ACC system is the best in the world and the envy of people who live in other countries.

As my case demonstrates, when the human case managers get pressure to offload a long termer, you have all the necessary resources to set the record straight. Many have gone to a lawyer or Fair Go when they don't know what to do. Some give up and complain.

It certainly doesn't come across as easy in your earlier postings. Why did it take so long to process then?

I've never had 12 months to wait on any insurance (that's what ACC is really) in my life. The longest is 3 months which was a Southern Cross medical care payout and I wasn't in the country for 2 of those months.

[Grumph]

I've never had 12 months to wait on any insurance (that's what ACC is really) in my life. The longest is 3 months which was a Southern Cross medical care payout and I wasn't in the country for 2 of those months.

Ah, but real commercial insurance doesn't start with the viewpoint that you're trying to commit fraud. They just want to pay you something and close the case quickly.
Recent events have shown me at least, that EQC is just the same as ACC - start with expectations of the worst case clients and try to deny any liability whatsoever.

The term "preexisting condition" is now in both ACC and EQC handbooks as standard terminology.