Approximately half of all motorcycles in NZ are rego exempt or rego expired right now

[Banditbandit]

I seem to recall a thread here claiming just that, but when challenged nobody could substantiate the claim. Even with the lack of a wof an insurance company needs to show the lack contributed to the accident.

last time I dumped a bike the insurance company asked for a photo of the rego and warrant to prove they were up to date - they were. I didn't ask the company if they woud have halted the pay out if the rego was out of date ..

[5150]

Such things are usually written in the fine print of your policy. It might be a good idea to read it.

I have read my policy before I rang them as there was nothing in there about Rego being a condition

[5150]

last time I dumped a bike the insurance company asked for a photo of the rego and warrant to prove they were up to date - they were. I didn't ask the company if they woud have halted the pay out if the rego was out of date ..

I could be wrong, but there could be a difference of expired Rego vs one put on hold. Others could correct me if I am wrong

[5150]

Having demerits affect your insurance premiums but maybe not if you can prove it was no reg. Ring your insurance company and find out.

Well theoretically it is not a driving offence is it?

[5150]

For those interested. Here is the policy conditions from State Insurance. Nothing about no Rego. Only Wof

[Tazz]

Out of 3 bikes only 1 is almost always registered and the rest fluctuate with use. I can't drive everything at once and why should I pay for something that is sitting in the garage.

For those interested. Here is the policy conditions from State Insurance. Nothing about no Rego. Only Wof

How dare you bring facts instead of speculation!

Even calling your insurance company instead of just believing someone on-line. Double ewe tee eff mate.

[Swoop]

Mine always paid, only for insurance purposes though, can't afford to give away 6 or 7k if bike written off,

You should be with a company that accepts lack of rego. Mine actively does just that, saying "it's a tax! Don't pay it!"
I phoned and queried my bike insurer specifically about this.

I have actually rang my insurance company and asked whether lack on Rego at the time of an accident would stop them from paying out on my claim, and was told that as long as the Wof was current and bike was up to wof standards at the time of the accident then they would still pay out as Rego is not a safety factor. It is just a tax we pay to use the roads.

Hmmm. Sounds like the same company. A darned good one as well.

[FJRider]

I have read my policy before I rang them as there was nothing in there about Rego being a condition

In such cases (usually) ... unless explicitly forbidden ... it is allowed.

[Jin]

They got to greedy and everyone voted with their feet and only registered what they rode or rode illegally.
If its was the same as a car say $150 I'd register all mine just so I had a choice.
You get greedy and everyone says fuck you :P

That aside jeepers hasnt this good weather bought out floods and floods of half naked scooter riders???

I equate it to the rip off 9 bucks for a drink in town. Everyone preloads or has drinks at home before they go out (even us old buggers).
If the drinks where 5-6 bucks each you'd go in for the night and have a meal as well.
Not just the last 1/2 of the night buy 1 drink to hold and listen to the band they paid for.
Dont make sense??

We preload on drinks before heading to town when they were $5. Which i thought was a ripoff.

[00quattro00]

The entire registration system is a load of shit. Why should I pay for 4x regos when i can only drive/ride one at a time

[neels]

The charge is actually "Failing to display the current License label" ... if the vehicle is actually registered ... or not.

There are 2 different offences, one is failing to display a current licence label, the other is operating an unlicenced motor vehicle, or words to that effect.

One there is some grey area, the other there isn't.

Regarding insurance, I've just had a look at the wording of my policy, there is no specific mention of WOF or Rego, only the statement below which I suppose a valid WOF would assist with 'reasonable steps'

There is no cover if the motorcycle is overloaded or being used in an unsafe or unroadworthy condition. Cover will still apply if you can prove that you and the rider were unaware of such
condition and had taken all reasonable steps to maintain your motorcycle

[release_the_bees]

The entire registration system is a load of shit. Why should I pay for 4x regos when i can only drive/ride one at a time

Whilst no system is perfect, I'd rather the registration was tied to kilometers traveled than to a hard-coded expiry date. That way people would only pay for what they actually used and those with multiple vehicles would be able to be changed in a much more equitable way.

Alternatively, the costs could be added to the existing fuel tax instead of having to manage and pay for a separate registration system.

Sent from my SM-G900I using Tapatalk

[00quattro00]

Whilst no system is perfect, I'd rather the registration was tied to kilometers traveled than to a hard-coded expiry date. That way people would only pay for what they actually used and those with multiple vehicles would be able to be changed in a much more equitable way.

Alternatively, the costs could be added to the existing fuel tax instead of having to manage and pay for a separate registration system.

Sent from my SM-G900I using Tapatalk

You should just register and insure yourself. Obviously vehicle must have a wof

[flashg]

Whilst no system is perfect, I'd rather the registration was tied to kilometers traveled than to a hard-coded expiry date. That way people would only pay for what they actually used and those with multiple vehicles would be able to be changed in a much more equitable way.

Now I do like your idea.
We could register bikes at the normal rate, less ACC charges. And buy ACC road user charges for each bike, that don't expire if not used. That way we can ride whatever we have whenever

[00quattro00]

Just register one at a time which is what most people are doing now. It costs a little more than a full single registration over a year though.

Do you have a bit of down in you or something?