Fair weather rider
http://www.nzherald.co.nz/section/1/...ectid=10465761
Good move I say, it says nowhere in the article if bikes are to be included though. Although it could just be the Herald forgetting that bikes actually exist.
I don't think we should be included, without being hypocritical the stats are stacked against boy racers and we all know they are too scared to ride bikesCan't blame everyone for their idiocy.
Kiwi back at home!
Yeah but it going to fuck normal responsible kids as well as we all know how the insurance companies use statistics.
Lowering the financial boom on any male under the age of 25 to drive.
"channellling the Pleideans"
If its bought in, it will cover all vehicles.... motorcycles are vehicles and thus it will be compulsory. But registration fees and ACC levies won't go down, and insurers (which in all cases are profit oriented businesses) will have a huge say (through leveraging premiums) as to who can and cant (maybe should or shouldnt) be on the road. Of course it will give the pleece another stick to beat any driver with (May I see your drivers licence, registration and insurance card please, sir/ma'am").
On balance I think a positive thing potentially, but like all these measures, it is only us law abiding middle aged citizens who will pay: I can afford it, and I am seen as a good risk by insurers.
Fuckwit boy racers (sorry "car enthusiasts") won't be affected: they know their POS shitboxes have no show of being covered, plus anyone with a bad driving record will be seen as a bad risk and premium loaded accordingly. These cock smokers dont pay their fines OR their rego OR their WOFs already, why would you think one more thing they wont pay will make a bit of difference?
I thought elections were decided by angry posts on social media. - F5 Dave
Fair weather rider
Why would the price of 3rd party insurance go up if it was made compulsory?Yeah but it going to fuck normal responsible kids as well as we all know how the insurance companies use statistics.
Lowering the financial boom on any male under the age of 25 to drive.
Fair weather rider
Yea agreed that maybe we could bring in a law where you actually have to pay fines. Someone once had a good idea for the morons who have ~ 20k in fines.Originally Posted by HenryDorsetCase
One night in jail = $200.
Now pay the fines.
Forum whore
Look at other countries that have it... for some reason, insurance companies equate 'compulsory' with 'thou shalt go and rapeth all thy customers'. Wankers.
Anybody that thinks compulsory insurance will make a worthy dent in the activities of boy racers needs their head read.
~~~~~~~~~~~
My car is registered in my mums name because of this...
I have never had an accident in my 8years on the roads... but because I drive a 2L turbo subaru & im under 25 I fall into the 'risk/racer/whatever' category....
The first year of having this particular car I had it in my name & insurance in my name, it was $2500/year to be covered... & excess was even more!!
Now that it is in mums name with myself on the insurance policy as named driver etc... It only costs me $49/month (was $55 last year but no claims=lowered premiums) now.
Its crazy... because I have a clean record (& licence) etc... but that doesnt seem to matter whatsoever... im still gonna go race n crash n write my car off into a porsche or something right?!
EDIT: my excess is still around 2-3k or something but thats due to mags & modifications etc, so they added on a grand to excess when I phoned them to say I'd put the mags etc on it. wouldnt want to not tell them about mods n have something happen n not be covered for those bits.
"World famous since ages ago"
Hardcore Biker
The only winners in this will be those that have pushed to get this through- the insurance companies. Look at 3rd party insurance costs in most other places on the planet, fuck this, its bullshit.
Its going to cost us all a bundle. fuck the insurance companies, they now have the license to print money that they have been pushing for for years.
L-Plate Rider
Liken it to something you should have been through, NZ\'s stupid < 250cc laws, what a 250 prices like? Enough to buy far superior better handling bikes of greater cc\'s? SRAD 750\'s for 5k on average, cbr/zxr 250 for 6.5k+
I POWER was what the government wanted to restrict thats what the laws should say! Ridding a NSR250 putting out 50 horse at the wheel is legal on day 1!!!
To quote the article
To liken it to motor bikes, lots of people ride unsuitable bikes on there learner and restriced whist nto breaking the law. I dont think compulsory third party insurance will stop any boy racer from driving dangerously and unskillfully on the roads. Infact, they already break the law anyway, those dangferous boy racers, scum of all criminals eh, why would they care about some insurance bizzo?
Kiwi back at home!
As it will.
We can take the bet if you wish but as imdying alludes the cost of insurance will increase.
Forum whore
It's all going to get very messy and complicated... what of those with a few old bikes that might get ridden once or twice a year? Do they all have to be 3rd part insured as well? If not, just how complicated is this system going to be? Complicated enough to charge plenty for it?
Kiwi back at home!
We have individual licenses. Why not individual insurance?It's all going to get very messy and complicated... what of those with a few old bikes that might get ridden once or twice a year? Do they all have to be 3rd part insured as well? If not, just how complicated is this system going to be? Complicated enough to charge plenty for it?
Highway Biker
Compulsory 3rd party insurance is a must, I believe. Your annual premium would depend on the power/value of vehicle, no claims bonus (which is earned), and your driving history (demerit points, bans, etc, raise premium). This would encourage people to keep their premiums lower. No insurance - no drive.
Following on from this, the offence of driving without insurance would have to carry stiff penalties, a ban perhaps is in other countries.
Currently, if I get hit up the arse by someone without insurance I have to cover the damage. How can that be fair?
As far as "boy racers" go, I believe that the ability to get finance here is too easy. In NZ, with the flood of cheap "Jap turbos" and easy finance, any young kid can go get himself a fast car and that's not good.
L-Plate Rider
If there registered they have to be insured. Pretty simple. If on exemption they won\\\'t. If any of you were in the insurance industry and you were given this gift of compulsory third party I think you\'d put prices up a wee bit to..It\\\'s all going to get very messy and complicated... what of those with a few old bikes that might get ridden once or twice a year? Do they all have to be 3rd part insured as well? If not, just how complicated is this system going to be? Complicated enough to charge plenty for it?
Interestingly this will not only affect joe blogs but big businesses like mine where the fleet is over 80 cars, we dont bother insuring through an agent as prices would be phenomenal, and do it ourselves, as it works out cheaper. The NZ police and all Governement Health Boards will no doubt have more expenses to pay.
FREEDOM OF CHOICE. TO INSURE??? HELENGRAD FOR ANOTHER TERM!
Kiwi back at home!
Surely your insurance covers it? And the excess you can get through small claims.
I you are hit by an uninsured driver in the UK there is a magic fund that covers your losses....... paid for by those with insurance..... not quite sure how it works though.
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