leave it alone little girl
gee wizzz
leave it alone little girl
To see a life newly created.To watch it grow and prosper. Isn't that the greatest gift a human being can be given?
gee wizzz
Agreed value in my opinion is the only way to go.--but do read the fine print on the policy.Originally Posted by mynameis
Lol so true it hurtsbeen there before that's why I am with an insurance company that will pay out on agreed value instead of bullshit "market value".
To see a life newly created.To watch it grow and prosper. Isn't that the greatest gift a human being can be given?
Blowin up bikes since ages ago
Hey, im just warning AJ of the very real risks of finance. If she buys a lemon on finance and is paying it of she may not be able to afford to keep it going and will end up in huge debt. That was my experience, I was not naming names and it is not my fault that you are getting edgy about it. what I am saying is that I have learnt a HUGE lesson and I am trying to help her look at the big picture.
"Some people are like clouds, once they fuck off, it's a great day!"
gee wizzz
Good point.Um and I dunno if MBI is available for bikes-
Like if it was a car you bought you coulda taken a MBI (warranty) on the car to pay for repairs
To see a life newly created.To watch it grow and prosper. Isn't that the greatest gift a human being can be given?
psytrance junkie
i'll admit i havent read all the posts here... but all i was doing was asking a simple question for reference sake... lol.
have had good advice.. and i know about the whole "bike will cost about 2x more than its worth after the interest has been payed off"
i was just being curious about it.
I'd probably end up paying about 1000 to 2000 on deposit if i did decide to buy it then pay about 100 a week til it's paid off.
this is just an enquiry as i don't know shit all about interest and things like that... I'd much rather spend my time learning about the anatomy of a hamster than dealing with this sort of thing lol.
as it is at the moment, i need a ride as the bus is really not the sort of thing that works for me. I'm also looking at GN's because they're cheap. that's how desparate i'm getting.
so bare with me and my "stupid" questions.
"Take life one day at a time. Make mistakes. Learn from them. Come out a better person. Never regret the things that have gotten you where you are today."
psytrance junkie
as for what str8 jacket mentioned.. well the bike is new heh...
"Take life one day at a time. Make mistakes. Learn from them. Come out a better person. Never regret the things that have gotten you where you are today."
Blowin up bikes since ages ago
No question is stupid. You're being way smarter than I was. Its always good to look at EVERYTHING when you are spending money and getting into debt as its amazing how quickly it can increase!
Trust me, new bikes can be lemons too...... AND you still need to maintain new bikes...
"Some people are like clouds, once they fuck off, it's a great day!"
psytrance junkie
cheers...
also in relation with a post a little while back that you agreed with, where I am at the moment, i WOULD do 60-80 hours of work but it's just not possible as the jobs i am working dont have enough hours, and also, i can't get another job because I cant fit it in between the jobs i already have.. if that makes sense..lol
but i will be working fulltime in about 2 months (dog grooming yay!) so before then I'm in a HUGE complicated situation that it will take years to explain. But I am in need of a bike before i have to go work in mt albert for a month (after 2 months) ... don't get me wrong. i'm saving like a bee with honey!!
but savings account for different things, AND saving for a bike is VERY hard right now.. and I kind of have to keep putting savings in the account so the bike savings ends up suffering just a little.
"Take life one day at a time. Make mistakes. Learn from them. Come out a better person. Never regret the things that have gotten you where you are today."
Meeeeeeeeeh
Thinking about finance/loan to buy a vechile is a crime itself, let alone asking questionsTake heed, DON'T DO IT.
You'd be better off taking the bus a little bit longer while you're saving the remaining $2000 to be able to buy it off outright cash.
psytrance junkie
cheers heh...Thinking about finance/loan to buy a vechile is a crime itself, let alone asking questions
You'd be better off taking the bus a little bit longer while you're saving the remaining $2000 to be able to buy it off outright cash.
well the bus kind of takes up all the money i can save... lol...
it costs me at LEAST 8 dollars a day to get to where i want to go. (via bus). *doh*
as for finance.. well it was a question, not a serious commitment to it. i'd rather buy it straight off. but i'm not bright with maths and interest etc... failed it all at school you see.. lol
me=VERY basic maths
"Take life one day at a time. Make mistakes. Learn from them. Come out a better person. Never regret the things that have gotten you where you are today."
Meeeeeeeeeh
Hey Curious 2 + 2 ?
psytrance junkie
duh, that equals 7...
... actually its 4...
i can do drug calculations.. which only involve +, - and divide by and x
but other than that, i dont remember much at all of what i was supposed to have learned up til 7th form in maths (i dropped maths in 7th form coz i was too dumb to pass 6th lol)
sorry offtopic... but that explains my need for someone to help me.
yeah, and i don't do percentages very well either... i keep forgetting the equations etc.
"Take life one day at a time. Make mistakes. Learn from them. Come out a better person. Never regret the things that have gotten you where you are today."
Wearing Hi-Viz Black.
Thank f*ck there isn't a users manual. Men still wouldn't read it.Women these days are quite complicated maybe I am confusedHehe.
TOP QUOTE: “The problem with socialism is that sooner or later you run out of other people’s money.”
gee wizzz
As a moot point of discussion.
I disagree with the point about ALL finance is bad finance.
Where I agree its bad is when you are financed up to the hilt on the latest 80 inch flat screen or a 2008 hyabusa etc -yet can't afford the basics to live--Thats just stupid.
Where finance is a good thing is a situation where you buy something sensible to get to and from work.
One guy I got a lil $4000 car on finance for. He had to do a 40 hour week because he was relying on the boss for transport.
With a car he could work weekends and extra hours --Car cost $40 a week plus fuel etc $70 a week> He earned that in one evenings overtime
To see a life newly created.To watch it grow and prosper. Isn't that the greatest gift a human being can be given?
Meeeeeeeeeh
If you keep making excuses and thinking that is the case than that's how things will unfold for you. It's called organising your life.
When I was your age 18-21 there were times when I did well over 100 hours of work a week juggling between 3 jobs. In case you don't realise how much work that is, it's working from 8 in the morning till midnight Monday to Saturday and then another 8 hours on Sunday.
Now I don't expect you or everyone to be able to do that, but where there's a will there's a way. If you want it bad enough you will go out of your way and suss things out and make it happen.
I did it because I was poor as fuck like most 18-21 year olds are. Could have fallen on my filthy rich parents but never have. I wasn't willing to go by and live a struggling life. It's called making sacrifices in life (short term temporary things) to gain something else.
THINK, think hard sweetheartAnd don't take it too emotionally it's just words of advice. Lol.
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