bikes, finance and interest.

[mynameis]

As a moot point of discussion.
I disagree with the point about ALL finance is bad finance.
Where I agree its bad is when you are financed up to the hilt on the latest 80 inch flat screen or a 2008 hyabusa etc -yet can't afford the basics to live--Thats just stupid.
Where finance is a good thing is a situation where you buy something sensible to get to and from work.
One guy I got a lil $4000 car on finance for. He had to do a 40 hour week because he was relying on the boss for transport.
With a car he could work weekends and extra hours --Car cost $40 a week plus fuel etc $70 a week> He earned that in one evenings overtime

Agree with you 120% x to the power of infinity. Simply put:

Live within your means.

[Curious_AJ]

If you keep making excuses and thinking that is the case than that's how things will unfold for you. It's called organising your life.

When I was your age 18-21 there were times when I did well over 100 hours of work a week juggling between 3 jobs. In case you don't realise how much work that is, it's working from 8 in the morning till midnight Monday to Saturday and then another 8 hours on Sunday.

Now I don't expect you or everyone to be able to do that, but where there's a will there's a way. If you want it bad enough you will go out of your way and suss things out and make it happen.

I did it because I was poor as fuck like most 18-21 year olds are. Could have fallen on my filthy rich parents but never have. I wasn't willing to go by and live a struggling life. It's called making sacrifices in life (short term temporary things) to gain something else.

THINK, think hard sweetheart And don't take it too emotionally it's just words of advice. Lol.

cheers, well some of it is excuses.. but i AM currently trying to organise my life thanks...

but yeah i cant juggle 3 jobs at the moment because of what's comming up with dog grooming. that's what it really comes down to. I do a lot for little bits of pocket money, like washing cars, and walking dogs. i get like 2 dollars per car and per dog. but that's all i can manage to fit in coz i can mold it around what i'm doing.

but anyway, i will take heed of what you say (and i dont rely on my folks, they wouldnt give me a cent even if i really needed it anyway, even though my dad retired at 50 something).

[Curious_AJ]

Agree with you 120% x to the power of infinity. Simply put:

Live within your means.

yeah, for me i am living within my means.

i'm not looking for the flashest bike around.

[mynameis]

cheers, well some of it is excuses.. but i AM currently trying to organise my life thanks...

but yeah i cant juggle 3 jobs at the moment because of what's comming up with dog grooming. that's what it really comes down to. I do a lot for little bits of pocket money, like washing cars, and walking dogs. i get like 2 dollars per car and per dog. but that's all i can manage to fit in coz i can mold it around what i'm doing.

but anyway, i will take heed of what you say (and i dont rely on my folks, they wouldnt give me a cent even if i really needed it anyway, even though my dad retired at 50 something).

AWESOME STUFF !! What I hear and see is effort, which is good, remember it's a learning process, things aren't going to happen over night and it's good to see you're making an effort. Well done.

There are some lazy pigs who don't do jack all and make excuses all the time you know who I am on about. Good to see you're making an effort and are on the right track.

[Curious_AJ]

AWESOME STUFF !! What I hear and see is effort, which is good, remember it's a learning process, things aren't going to happen over night and it's good to see you're making an effort. Well done.

There are some lazy pigs who don't do jack all and make excuses all the time you know who I am on about. Good to see you're making an effort and are on the right track.

thanks.

sometimes it's hard to get people to see that you're doing something about it and not just whinging.

on the topic of buying bikes though, I have been looking at GN's not very hard because of some comments I have heard about them mind you. But aside from the negative comments, does anyone know where I can go to look at a decent second hand one? or an extremely low-priced new one... rofl.

[FROSTY:Me]

AJ heres my sugggestion aimed directly at YOU.
Get your finance organised FIRST. You don't have to actually draw the loan down Just do the hoop jumping to get it 100% aproved.
Then on theat basis go bike shopping. Ya might still go full circle and get a scorpio or a GN but the power is yours then.
I saw a scorpio on Tard me -2007 1 owner 4000km --2500ono
or maybee youll be able to negotiate a better deal with a bike shop

[Curious_AJ]

AJ heres my sugggestion aimed directly at YOU.
Get your finance organised FIRST. You don't have to actually draw the loan down Just do the hoop jumping to get it 100% aproved.
Then on theat basis go bike shopping. Ya might still go full circle and get a scorpio or a GN but the power is yours then.
I saw a scorpio on Tard me -2007 1 owner 4000km --2500ono
or maybee youll be able to negotiate a better deal with a bike shop

thanks. yeah, i'm still thinking over options... just got back from work and sorting out more hours... after next week i have 2 full 5 day weeks ahead of me (after that i don't know, it changes as i'm not actually a permenant fixture there, it's only a provision set up by my soon-to-be boss (groomer) that i work there until she can take me for training ) and i need to see if i can squeeze in hours with my other job as well. so i may be getting a great load of money coming in soon, which could enable me to be able to buy a bike straight off in a shorter amount of time.

(if all fails i'll get a scooter lol, but I REALLY dont want to do that since i'll have my license in about 2 weeks time )