KB Insurance (aka the bin fund)

[The Pastor]

Sounds like a good idea, i already have set up a bank account, pm me and i'll give you the number to start donating to the kb fund.

[cowboyz]

really bad idea that will never work. $10 a week with a bin every other day being posted up.

[boomer]

Id also be very grateful if someone could explain what makes the property developers, Lawyers etc assholes.

z^^ that goes a long way!

[madbikeboy]

I agree with most of the sentiments here.

I pay tax, believe me when I have zero tolerance for bludgers (and I fucking hate the helen Nazi party state), and I have insurance as well (and it's expensive). And don't get me started on interest rates.

But.

If we had a fund that could provide a legitimate hardship case with a couple of hundred dollars, it would make a real difference if it were genuine.

Now a couple of thoughts for you all. There is no reason that we can't look at wholesaling insurance through KB, in a mutual society for bikers, and put profits back into funding safety and lobbying programmes for our benefit.

And if you think that couldn't be done?? AMI and AA insurance both started out that way. AMI = Allied Mutual Insurance was built on exactly that model...

I read so many posts where people hand wring and debate about safety - all I'm thinking is that if we as a community, started thinking a little bigger, we'd have more of a say about shit like:
Safety, policing, parking, road rules, insurance, lobbying...

My 2c.

[madbikeboy]

I am studying law and property, guess that counts me out.

Your parents must be gutted.

[madbikeboy]

Im over propping up broken arsed lazy people that dont understand even the basics of living in society.
My bikes are safe thanks, Count me out.
It would be the usual system, where the contributors are never the beneficaries.
P.S Youre asshole property developers are the same people who have insurance & pay the taxes that keep all the useless bastards on their various benefits, So dont be too harsh on them.
Id also be very grateful if someone could explain what makes the property developers, Lawyers etc assholes.

Property developers are such stand up people. Yep, leaky buildings, corporate shells, ripping off subbies...

And how much tax do you think the average property company or lawyer actually pays?

And before you think I'm sticking up for the bludgers, I'm not. I see little difference in a bludger feeding off the system whether they're on government funding or wearing a suit and working the system...

[Mikkel]

Your parents must be gutted.

At least they won't be guttered since they've raised offspring that might be able to support them when they reach old age...

[Soul.Trader]

we're bikers, not rich asshole property developers and lawyers

You should be a bit more careful with your words. If I've found anything since I've started riding, it's that bikes bring together people from ALL walks like life, and you're working pretty hard to alienate a large portion of riders. Have you ever met a lawyer or a property developer? If you had (which you clearly havent), you'd know they're very normal people like me and you.

And how much tax do you think the average property company or lawyer actually pays?

as an ACCOUNTANT who does the annual work for many of these types of people, I can confidently say they pay A LOT MORE TAX than yourself, buddy. Believe it or not, it's extremely difficult to legitimately evade your tax liability. I did the accounts for a gentleman on a salary (a PAYE payer, no business activities) who was paying $120,000 PER YEAR in tax. Do you think that's fair? He's also a good bastard by the way.

I might also add that property developers prop up rate payers so substantially, that if they weren't around, you wouldn't be able to handle your rates liability. Property developers get royally screwed by local government.

[ElCoyote]

[QUOTE=sidecar bob;
Id also be very grateful if someone could explain what makes the property developers, Lawyers etc assholes.[/QUOTE]

It's the difference between a dead dog and a lawyer, fleas leave a dead dog alone

[Swoop]

I suggested this some time ago.
Something that would be a donation and claimable on your yearly tax return.
I intended it to be for unfortunate folks who were in trouble.

[nivram]

It's common sense If you can't afford insurance don't ride, Insurance should be compulsory like having a current WOF and Rego.

It's people riding without insurance and smashing themselves up thats driving up ACC premiums, just my 2c worth.

[The Lone Rider]

If you can't afford insurance, don't get a fucking bike!!

I pay $9 a week, and it gets well cheaper than that for insurance

[Soul.Trader]

It's common sense If you can't afford insurance don't ride, Insurance should be compulsory like having a current WOF and Rego.

I happen to agree with this.

It's people riding without insurance and smashing themselves up thats driving up ACC premiums, just my 2c worth.

This, however, I cant see the logic in. Almost no one in NZ has private health/accident insurance, so our level of insurance has basically nothing to do with ACC.

[sidecar bob]

I happen to agree with this.

I suspect that we may have a bit in common.

[cowboyz]

oooh can I play devils advocate??

Think about this comment before you answer.

Simply by having insurance you are saying that you do not have faith in your ability to avoid an accident or keep your bike safe from being stolen.


Whos got the popcorn.