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Thread: Getting insurance without a licence?

  1. #1
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    Getting insurance without a licence?

    Hi Guys

    I am looking at a 600 and cant wait till I get my full, But untill then I was wondering if there is anyway to get insurance ? even if it is just for theft?

  2. #2
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    Quote Originally Posted by dave_a View Post
    Hi Guys

    I am looking at a 600 and cant wait till I get my full, But untill then I was wondering if there is anyway to get insurance ? even if it is just for theft?
    i would think you could insurance for theft only - talk to an insurance co. but I can't see why not
    F M S

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    Quote Originally Posted by dave_a View Post
    Hi Guys

    I am looking at a 600 and cant wait till I get my full, But untill then I was wondering if there is anyway to get insurance ? even if it is just for theft?
    Even if had insurance but when claim time comes they might find out and say since you are unlicenced therefore the insurance policy is void.....I think it is written in the policy that it is void if you do not have the appropriate licence. I just think insurance companies try all sorts of ways to avoid payout
    Don't just live to ride but ride to live.

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    Quote Originally Posted by dave_a View Post
    Hi Guys

    I am looking at a 600 and cant wait till I get my full, But untill then I was wondering if there is anyway to get insurance ? even if it is just for theft?
    yes u cant insure you bike for fire,theft and transport (ie on a trailer to an event) i have mine insured like this with my broker....
    GO HARD OUT EVERYWHERE!!!!!!!!!http://www.daveanderson.co.nz

  5. #5
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    Apply for a GDLS exemption for the 600 then you will be fully insurable. If they won't give you an exemption, then you shouldn't be riding a 600.

    DB
    "I am a licenced motorcycle instructor, I agree with dangerousbastard, no point in repeating what he said."
    "read what Steve says. He's right."
    "What Steve said pretty much summed it up."
    "I did axactly as you said and it worked...!!"
    "Wow, Great advise there DB."
    WTB: Hyosung bikes or going or not.

  6. #6
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    Quote Originally Posted by SKIDA//00 View Post
    yes u cant insure you bike for fire,theft and transport (ie on a trailer to an event) i have mine insured like this with my broker....
    Yup, I had my old VFR insured for Fire/theft (it was insured while garaged at my premesis) when I was on my Restricted licence. Its insurable because you are allowed to own any bike (just like any other asset) you are just not entitled to ride it (on a public road presumably)

    Anyway, short answer.... YES

  7. #7
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    Quote Originally Posted by DangerousBastard View Post
    Apply for a GDLS exemption for the 600 then you will be fully insurable. If they won't give you an exemption, then you shouldn't be riding a 600.

    DB
    Dont post in my threads, Out of every post I have seen from you not one has been constructive.




    And thanks guys have now got it sorted through kiwibike

  8. #8
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    Quote Originally Posted by dave_a View Post
    Dont post in my threads, Out of every post I have seen from you not one has been constructive.


    DB
    "I am a licenced motorcycle instructor, I agree with dangerousbastard, no point in repeating what he said."
    "read what Steve says. He's right."
    "What Steve said pretty much summed it up."
    "I did axactly as you said and it worked...!!"
    "Wow, Great advise there DB."
    WTB: Hyosung bikes or going or not.

  9. #9
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    ....
    F M S

  10. #10
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    This is good stuff... My last ride was out of capacity conditions (400) but wasn't worth enough to get worried about.

    I'm looking to be in the same boat with a 600 but wanna spend between 4-6K so am def interested about covering it for theft.

  11. #11
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    Quote Originally Posted by dave_a View Post
    Dont post in my threads, Out of every post I have seen from you not one has been constructive.




    And thanks guys have now got it sorted through kiwibike
    ooh can i post in 'your' thread? i can try to be constructive.



    but i doubt i will be.

  12. #12
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    My Mrs (broker) recons you should be able to get storage cover that will cover your bike for theft, just not while ridden. She said to try NZI as they are pretty flexible or else contact a broker.

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    Quote Originally Posted by dave_a View Post
    Dont post in my threads, Out of every post I have seen from you not one has been constructive.




    And thanks guys have now got it sorted through kiwibike

    He actually offered constructive advice as to getting an exemption, i thin k he has a fair point, didnt you only get your first bike a few months ago, correct me if i am wrong.

  14. #14
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    Quote Originally Posted by dave_a View Post
    Dont post in my threads, Out of every post I have seen from you not one has been constructive.




    And thanks guys have now got it sorted through kiwibike
    YOU POST IN PUBLIC FORUM... TAKE WHAT YA GET. You ask for advice ...you got some ... don't like it, don't take it (ignore it)
    Ask silly questions...get silly answers.
    When life throws you a curve ... Lean into it ...

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    water's wet, sky's blue, death, taxes, etc
    F M S

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