Binned my bike yesterday.
I was riding through an intersection and saw a car on the left side of the road trying to cross the road and make a right turn, planning to go across my path and over the yellow lines. Slowed down, tooted my horn a few times. Couldn't see through the windows whether the driver was looking my way or not so slowed down even more, tooted my horn again, and when I was just about to go past it, the driver decided to suddenly pull out in front of me. I leaned on the horn button to no avail. The guy never noticed me and didn't stop or slowed down until he heard my bike hitting his car. Tried swerving to avoid the nose of his car but he ended up eating all my lane and going over the yellow lines on the other side of the road. I had nowhere to go.
Hit the car, flew over the bonnet, did a somersault and ended up on my back. Fortunately I was in full gear so except one knee and ankle that got caught between the bike and the car I escaped unscathed. Even though the accident happened at very low speed, at am certain that I would have had a broken leg and multiple injuries on the arms and neck or head if I hadn't been wearing full gear.
Fortunately for me kiwis are a very friendly bunch. Immediately a few cars pulled over and helped me get the bike off the road, called the ambulance and made sure I was ok.
The police officer that took my statement was a very nice guy too. We are always complaining about police when they do bad things so I thought it would only be right to give credit where credit is due. He was friendly and polite. Even got me in the police car to take my statement, seeing the wind was picking up and I was getting cold.
Turned out he is a rider himself. He even helped me check the bike to see if it's ridable and start it. If he happens to be a kiwibiker member and reads this post: a BIG THANKS to you mate!
As far as I'm concerned after this I will never ride without full gear. This has proven to me that no matter how expert a rider you are, you can still get into trouble - all it takes is one stupid/blind/deaf driver to sort you out.
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