More ACC levies on registrations

[AD345]

The privatisation of ACC involves more than simple insurance. The 1974 Accident Compensation Corporation Act did more than simply set up a system of 24/7 no-fault accident insurance cover - it also embodied an idea in which the citizenry gave a "right" to sue across a broad number of areas of potential liability.

Its not the US health system that you should look to a a reason not to do this, its the absolutely terrifying civil liability industry both there AND in Aus that should scare the shit out of any sane person.

Not here

Not ever

[The Pastor]

The privatisation of ACC involves more than simple insurance. The 1974 Accident Compensation Corporation Act did more than simply set up a system of 24/7 no-fault accident insurance cover - it also embodied an idea in which the citizenry gave a "right" to sue across a broad number of areas of potential liability.

Its not the US health system that you should look to a a reason not to do this, its the absolutely terrifying civil liability industry both there AND in Aus that should scare the shit out of any sane person.

Not here

Not ever

unfortunately, no one is intelligent enough to agree with you mate,

[Ixion]

I just realised something. In a blinding flash of wozzaname.

ACC maintain a separate account for motorcycles, and claim that we cost more than we pay.

But, as well as the rego levy, we all pay 10 odd cents per litre every time we buy fuel, to ACC (you did know that, didn't you).

But - there is no way for ACC to know how much of the fuel levy they get is contributed by cars, and how much by bikes, proportionately like.

Do bikes get credited with *any* of the fuel levy. I bet we don't . I bet it just goes into the vehicle account and is offset against car claims.

The BASTIGES.

I'll follow up on this. Watch this space.

[Ocean1]

I'll be somewhat surprised if you manage to find a direct link between that 10c/L and ACC at all.

I very much suspect the majority of it ends up in the consolidated fund, with a nominal, (but possibly slightly related) payout to ACC from there.

[Ixion]

No, ACC do get it (or they show it in their accounts at any rate). Simple exercise, IRD know how many litres of petrol sold, so they pay ACC 10 cents odd per litre

But no one can know how much of the $X per year came from sales to bikes and how much to cars and trucks. Difference between car and truck doesn't matter, because they both pay the same ACC levy. Difference between car and bike does matter cos of different levies.

They claim that the average cost per vehicle of the levy is $96. So, round numbers, given the predominance of cars, that would mean $96 per car. I use , round numbers 2000+ litres of petrol in bikes per year. So I'm paying $200. Twice the car average.

[Ocean1]

Leme get this straight, they're claiming the 10c/L ammounts to $96 per vehicle per annum?

And there's no accounts showing any such revenue attributable to bike ACC, but there is for cars?

[yod]

After my bin back in April I ended up with three GP consultations, four specialist consultations, about twenty sessions with a physio, an MRI scan and an x-ray

I paid about $30 for the x-ray and about $30 for one of the GP visits

I see no reason to complain about ACC

[Ixion]

Leme get this straight, they're claiming the 10c/L ammounts to $96 per vehicle per annum?

And there's no accounts showing any such revenue attributable to bike ACC, but there is for cars?

They claim that for an "average motorist" the levy amounts to $96 per year. That's just $GRAND_TOTAL diuved by number of registered petrol vehicles (all types)

And, they claim that the dollars paid each year by motorcycles are less than the amount paid out for motorcycle claims.

But, the accounts only show the grand total received in petrol levy.

And, as I see it , if they are saying "Motorcyclists only pay $X in total per year ", the only way they can derive that is that $x is the total of the REGO levy. Cos there is no way to split up the petrol levy into cars and bikes. So, I suspect, they don't. They just total the bike rego levies, and then say that's less than claims. And ignore what we pay in petrol levy. Which in my case (and I suspect most bikers) is as much or more than the rego levy.

[Owl]

After my bin back in April I ended up with three GP consultations, four specialist consultations, about twenty sessions with a physio, an MRI scan and an x-ray

I paid about $30 for the x-ray and about $30 for one of the GP visits

I see no reason to complain about ACC

Funny you should mention that. I visited the GP after my bin and when it came time to pay, I had to pay a couple of $ more because it was an ACC claim?

[riffer]

Cos there is no way to split up the petrol levy into cars and bikes. So, I suspect, they don't. They just total the bike rego levies, and then say that's less than claims. And ignore what we pay in petrol levy. Which in my case (and I suspect most bikers) is as much or more than the rego levy.

Hang on. You could work out the number of registered bikes as a proportion of the total registered vehicles. Obviously forgetting non-registered offroad bikes here of course, but it would give you a fair idea of the contribution of motorcycles to the petrol levy. Of course, we could also factor in chainsaws, lawnmowers, etc...

[Ixion]

Yes, they *could* make some sort of pro-rata allocation. Question is , do they? ACC being ACC , I'm picking not. But that's what I'm checking into.

[davereid]

They do know the mileage that you travel, as it is recorded at WOF time, so they may be able to estimate a pro-rata rate, although I bet they don't.

The reality is that ACC is going to be the tool used to price motorcycles off the road.

Cars are getting safer and safer. Airbags, ABS, stability control and crash testing are lowering the road toll every year, for cars.

Volvo now say they intend to produce cars so safe that you won't get hurt in one. And they intend it within the next 10 - 11 years.

Soon, only motorcyclists will die or be injured on the road, and ACC and the "what price a life" / "Darwin" theorists will have us off the road.

[JohnR]

ACC and the "what price a life" / "Darwin" theorists will have us off the road.

Therefore we need to revive and/or perpetuate the myth/image of bikers being lawless, anachistic, greasy thugs for whom organised civil disobedience would just be another fun thing to do...

[robboh]

Cars are getting safer and safer. Airbags, ABS, stability control and crash testing are lowering the road toll every year, for cars.

Are they though? The missus and I were actually discussing this last night after watching top-gear where they were talking about KNEE AIRBAGS (scary).

Id be very interested to know if the ratio of fatality versus non-fatality accidents is reducing. And for that matter, how overall accident rates are trending in relation to # of vehicles registered / kms travelled.

I actually suspect that the accident rate is actually increasing overall (this is supposition, not based on facts, as I am unsure where to find these sorts of stats).

And I suspect that a good portion of it will be due to increased traffic volumes AND peoples increased sense of 'safety' that seems to be getting pushed down peoples throats at present.

[testastretta]

The biggest bitch I have about the ACC levies is they dont take into account those of us that own more than one motorcycle.I know it is probably impossible to have a system that insures the rider against injury and not the motorcycle but it pisses me off that I should pay twice when I am the only one riding my bikes and obviously can only ride one at a time.
Then again I also think that I should pay less than the idiots that ride around in t-shirts and shorts.