Whining in third gear is likely to be the meshing third gears losing their case hardening and getting noisy.
If a bearing was going all gears would be noisy because all bearings in the gearbox are turning when you are riding.
No modern bikes use bushes for any loaded shafts in the gearbox, bushes only being used for bushing not acting as a bearing.
Keep an eye on the filter or magnetic sump plug for shiny metal particles and budget for replacement.
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