ACC won't cover motorbike accidents in future

[monkeymcbean]

Scenario: The now elected Government cans ACC as it is to expensive and forces people to take out private health insurance. (there has been mutterings in government for this to happen!)

Private Health Insurancers make a stance that Motorbike accidents will not be covered by them as to the high accident rate.

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

[FJRider]

Scenario: The now elected Government cans ACC as it is to expensive and forces people to take out private health insurance. (there has been mutterings in government for this to happen!)

Private Health Insurancers make a stance that Motorbike accidents will not be covered by them as to the high accident rate.

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

If they were to do that, or promise to do that ... REelection may not be possible afterwards. ACC bludgers vote too ...

[Owl]

I would keep riding and sort my own insurance.

My reduction in ACC levies from motorcycle registration would help pay for it.

[slofox]

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

Ride? Yes! Pay my own bills? Fuck no! I'd just lie in the gutter and die slowly while all the fat cats drove past in their cages muttering "blardy hoons...leaving their dead bodies on the sidewalk..."

[YellowDog]

Motorcyclists pay their ACC levies, which have been adjusted almost every year so they pay their way. What's the problem?

[NighthawkNZ:Me]

Scenario: The now elected Government cans ACC as it is to expensive and forces people to take out private health insurance. (there has been mutterings in government for this to happen!)

Private Health Insurancers make a stance that Motorbike accidents will not be covered by them as to the high accident rate.

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

yes my insurance already covers this... so why do I have to pay ACC again... oh to cover all the other fuckwits on two wheels

[monkeymcbean]

Ride? Yes! Pay my own bills? Fuck no! I'd just lie in the gutter and die slowly while all the fat cats drove past in their cages muttering "blardy hoons...leaving their dead bodies on the sidewalk..."

I asked a non-motorcycle friend in the States what happens in his country if someone is injured riding there bike and have no insurance, the hospital is obliged to do something, whether is is knock you on your head and put you out of your misery im not sure!

But private insurance seems rife with dishonesty and worming there way out of covering the insured...a little like ive found with my own private health insurance until i dragged them to the insurance ombudsman where they squealed like little canerys and paid up.

[Mom]

Scenario: The now elected Government cans ACC as it is to expensive and forces people to take out private health insurance. (there has been mutterings in government for this to happen!)

Private Health Insurancers make a stance that Motorbike accidents will not be covered by them as to the high accident rate.

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

American Combined Insurance (or what ever it is called these days) rocks!

[Grahameeboy]

Scenario: The now elected Government cans ACC as it is to expensive and forces people to take out private health insurance. (there has been mutterings in government for this to happen!)

Private Health Insurancers make a stance that Motorbike accidents will not be covered by them as to the high accident rate.

If this ever did happen, would you still ride your bike knowing you would have to foot the bills if you came off and had to pay for medical costs out of your own pocket?

I don't think that riding a motorbike is a question asked on Health Proposals so why would they change that...at worse they would rate accordingly like they do for people who fly for a hobby which is fair enough because riding a motorbike is more risky.

[monkeymcbean]

yes my insurance already covers this... so why do I have to pay ACC again... oh to cover all the other fuckwits on two wheels

From what ive heard and not sure what insurance policy you have, private insurance in general will let acc pay for this sort of accident as it is a accident, so your off to a public hospital.

But once say the government opts out of ACC and your Private Insurance your only choice, has you by the short and curlies, say as they do with pre existing conditions, and just deems motorcycling like a pre existing condition and not cover you.

[monkeymcbean]

I don't think that riding a motorbike is a question asked on Health Proposals so why would they change that...at worse they would rate accordingly like they do for people who fly for a hobby which is fair enough because riding a motorbike is more risky.

Yep i buy that, just like a smoker would have to pay more for health insurance.

[Ixion]

yes my insurance already covers this... so why do I have to pay ACC again... oh to cover all the other fuckwits on two wheels

No it doesn't

check your policy you will quite certainly find a clause that says something like "In the event of any treatment being needed for an injury for which ACC cover is possible you must get ACC to pay as much as possible and we will only pay any shortfall"

If it were not for the ACC component medical insurance would be *much* more expensive (hard to believe, I know)

[monkeymcbean]

Motorcyclists pay their ACC levies, which have been adjusted almost every year so they pay their way. What's the problem?

The Govt made some mumblings that ACC costs were huge, and some public option were worried that they the Govt were trying to steer the public into taking up private health insurance.

Some might not be able to afford private health or if you could afford it, like a pre existing condition, the private health insurance decides to not cover motorcyclists as the deem it high risk, huge costs to them....phew!

[p.dath]

I would keep riding and sort my own insurance.

My reduction in ACC levies from motorcycle registration would help pay for it.

monkeymcbean just said that no insurance company would cover you because of the risk. You can not sort your own private insurance as a result.

So if you have a near fatal accident, you either get your visa card out if the ambulance arrives, or lie there to die.

[NighthawkNZ:Me]

No it doesn't

I am sorry but it does... I have checked... ask and double checked... triple asked...

...it is full accident cover...


if I have an accident tomorrow
at the end of the day I don't care who pays my insurance or acc... I pay for both so they can fight it out... but it will most likely be my insurance not acc