Help the ACC

[cowpatz]

Interesting when you start playing around with stats and how they can be twisted to suit nearly any argument.

The cost per claims:
motorcycle injury $19705
Car $24426
Cyclist $22175
Truck $27437
Pedestrian $21968
Hang glider $38900

Total cost of claims:

Motorcycle $62.5M
Cars $208.3M
Rugby/league/ $57m

Rugby type sports cost almost the same yet players make no contribution whatsoever.

As the ACC system is a no fault, no claim insurance system then the revenue collection pool needs to be spread wide. For example a 5 year old could stray onto the road and a biker could be injured whilst avoiding the child. Anywhere but here the rider could sue the parents of the child and gain injury compensation. It is not a question just of how you could injure yourself but also how you could injure others. Therefore rather than target every group and pro rata a levy according to risk, would it not make sense just to apply a levy to every man woman and child (over a certain age) and spread the cost? Ah I hear the non drivers saying "but I don't drive a car!"....yeah but they can be passengers in one and are just as likely to be involved in an injury accident. Naturally there would be cases for exemptions. Collection would be an issue but the normal taxation system would suffice in most cases. NZ is just too small for a user pays system and could run the risk of NZ becoming a bubble wrapped society.
Take Hang gliding for example. The cost per claim was almost $39000. It would be easy for the sport to be banned because the cost per claim is too high. The only way to make high risk/adventure sports affordable is to spread the cost.
And these clowns were voted in on the promise of tax cuts!! How naive.

[Zuki lover]

Interesting when you start playing around with stats and how they can be twisted to suit nearly any argument.

The cost per claims:
motorcycle injury $19705
Car $24426
Cyclist $22175
Truck $27437
Pedestrian $21968
Hang glider $38900

Total cost of claims:

Motorcycle $62.5M
Cars $208.3M
Rugby/league/ $57m

Rugby type sports cost almost the same yet players make no contribution whatsoever.

As the ACC system is a no fault, no claim insurance system then the revenue collection pool needs to be spread wide. For example a 5 year old could stray onto the road and a biker could be injured whilst avoiding the child. Anywhere but here the rider could sue the parents of the child and gain injury compensation. It is not a question just of how you could injure yourself but also how you could injure others. Therefore rather than target every group and pro rata a levy according to risk, would it not make sense just to apply a levy to every man woman and child (over a certain age) and spread the cost? Ah I hear the non drivers saying "but I don't drive a car!"....yeah but they can be passengers in one and are just as likely to be involved in an injury accident. Naturally there would be cases for exemptions. Collection would be an issue but the normal taxation system would suffice in most cases. NZ is just too small for a user pays system and could run the risk of NZ becoming a bubble wrapped society.
Take Hang gliding for example. The cost per claim was almost $39000. It would be easy for the sport to be banned because the cost per claim is too high. The only way to make high risk/adventure sports affordable is to spread the cost.
And these clowns were voted in on the promise of tax cuts!! How naive.

You are rite on that one

[James Deuce]

You are rite on that one

Strangely appropriate for a thread started by a failed Discworld wizard.