Trademe Poll

**SMOKEU** · 30th October 2009, 23:13

Fuel levys are a bad idea. The driver of a Charade will use around 7L/100km around town, about half that of an injected V8 Commodore and will therefore pay half the amount of fuel tax. However, the driver of the Charade will be much more likely to be injured in a crash than the driver of the Commodore. Same goes with bikes vs cars.

**MarkH** · 31st October 2009, 00:48

Based on driver history isn't a bad idea. ACC is the government owned insurance corporation for accident based injury insurance, if they were competitive vs other insurance companies then I would be due at least a 60% no-claims rebate on my levy. I have NEVER made an ACC claim for any vehicle accident.

**nsrpaul** · 31st October 2009, 11:01

voted and done, seems a clear majority to me!

**Rockbuddy** · 31st October 2009, 11:10

Originally Posted by MarkH

Based on driver history isn't a bad idea. ACC is the government owned insurance corporation for accident based injury insurance, if they were competitive vs other insurance companies then I would be due at least a 60% no-claims rebate on my levy. I have NEVER made an ACC claim for any vehicle accident.

Bad idea, I get knocked off my bike break my collar bone am off work on acc for 6-8 weeks. not my fault so why should i loose any bonus, have to pay more or whatever because some stupid bitch wasnt paying attention.

**Icemaestro** · 31st October 2009, 12:11

Originally Posted by Rockbuddy

Bad idea, I get knocked off my bike break my collar bone am off work on acc for 6-8 weeks. not my fault so why should i loose any bonus, have to pay more or whatever because some stupid bitch wasnt paying attention.

If you're going under an insurance system that would be a not at fault claim though, therefore shouldn't contribute to drivere history - driver history should be (as per normal insurance for vehicles) based on user at fault claims

**mossy1200** · 31st October 2009, 13:37

Originally Posted by Icemaestro

If you're going under an insurance system that would be a not at fault claim though, therefore shouldn't contribute to drivere history - driver history should be (as per normal insurance for vehicles) based on user at fault claims

So if its not your fault who pays then.If its not your insurance company is it the other driver who (cage)hasnt been forced to have private insurance.Now everyone needs liability insurance policy instead.If that person cant afford insurance what happens then?Sounds like the US to me and soon we will begin to sue each other.If other driver doesnt stop or isnt found what happens?If your company pays up without punishing you then they will factor this in everyones costing so no claims bonus is calculated on an inflated figure in the first place.
What about the bike owner who opts out of insurance because they dont want to pay or cant afford then has an accident that costs 60k.Now who pays?

**FROSTY:Me** · 31st October 2009, 14:00

Originally Posted by BMWST?

i dont agree with petrol levy...i have an old bike and and old car,neither that fuel efficient,why should i pay a premium...

keep the prize in sight---which is killing the ACC increase to bikers. Its actually something to sell to the national party -ie USER pays -encouraging people into fuel efficient vehicles.

**Icemaestro** · 31st October 2009, 16:40

Originally Posted by mossy1200

So if its not your fault who pays then.If its not your insurance company is it the other driver who (cage)hasnt been forced to have private insurance.?

Acc principle will still be in effect (no-fault, neither party is liable for personal injury), therefore no-one is at fault. it is simply a way of recording driver history, and what would likely end up in the person who did it having an incident recorded against them, which would lead to them paying more of an acc fee in their licence fee or whatever next time round.

Personally that seems to me to be the fairest way other than the original system which was acutally designed to be a welfare system rather than the insurance scheme it has been turned into the last 10 years.

With that system you could use it to get those riding MX offroad bikes or bicycles to pay (If you have a recorded incident that you have claimed personal injury on then obviously you would be marked as needing to pay ACC fee). My grandad was saying how prior to ACC everyone had to pay club fees to play ANY sport, and this was partly to cover personal injury (not sure how much though).

**MarkH** · 31st October 2009, 16:59

Originally Posted by Rockbuddy

Bad idea, I get knocked off my bike break my collar bone am off work on acc for 6-8 weeks. not my fault so why should i loose any bonus, have to pay more or whatever because some stupid bitch wasnt paying attention.

The stupid bitch not paying attention should be looking at a nice hike in her levy next time.