Proposed new ACC campaign association - a new direction

[RiderInBlack]

What do you really want, National's ACC proposals or Privatised personal injury road user insurance?

Nether WobblyArse, as they are one and the same. If ya having not worked that out by now, your ether deluded or thick. I want ACC as it was always meant to, A National No Faults Personal Injury Cover. Don't say we can't afford that because we can and have, without raising the levies. We do not have to settle for less. For me this is what the whole battle is about.

[Squiggles]

Squiggles tell us whats different about this and your current motor vehicle insurance?

Thats my question, if its the same as ya 3rd party mv insurance you're up shit creek if they're not insured and you're on 3rd... woohoo $3 a week from court for a few months before they disappear etc

Bet full cover gets expensive real quick if you're a youff

[FastBikeGear]

Thats my question, if its the same as ya 3rd party mv insurance you're up shit creek if they're not insured and you're on 3rd... woohoo $3 a week from court for a few months before they disappear etc

Why do you keep talking about thrid party insurance cover? Your putting up a straw man. The proposal is only for FULL insurance cover.

Bet full cover gets expensive real quick if you're a youff

Yes of course, it's exactly the same with vehicle insurance - why should it be any different for personal injury insurance??

Next you guys will want an extended compensation scheme to cover home and contents. You will want no doubt want everyone to contribute the same amount into this and no doubt you will also want this to be a no fault scheme?

Why should I subsidise a high risk youth - I am retired. And while I am on the topic of being retired, I am not elligible for ERC but I currently pay exactly the same as someone who is...again your retired parents and I are subsidising someone elses cover and it's not fair.

[FastBikeGear]

Sue me. See if I care. I'll pay you a dollar a week forever but that won't help you with all your losses and suffering will it???

No my insurance company will pay me out and then pursue you for what you owe them. See if I care.

[avgas]

I'd be checking ma policy but i bet your private health insurance doesnt cover you for accidents / anything covered by ACC

Yep, covers it - even the eye and dental side. In private clinics.
However I do expect this to go up to around the $1000 mark when ACC is privatised. I was paying $1300 p/a for similar cover for Medicare in Aus.
However this is still less than what I am CURRENTLY paying for ACC. So with the increase they can get fucked.

FYI you pay 1.7% of your income to ACC as well as your rego

[RiderInBlack]

Why should I subsidise a high risk youth - I am retired. And while I am on the topic of being retired, I am not elligible for ERC but I currently pay exactly the same as someone who is...again your retired parents and I are subsidising someone elses cover and it's not fair.

Because They are covering you, because as you get older, you become a very high risk oldy. Have seen way more ACC claims in the Orthopaedic Ward, where I work as a Registered Nurse, from old people fracturing their Neck Of Femurs, requiring them to have hip surgery and very long Hospital stays with on going physio afterwards, than I have of all the "High Risk Youth" related accidents. So no, you are paying for you high risk future. And anyway someone else paid for you high risk Youth, and now it is time you paid it back.

[flyingcrocodile46]

No my insurance company will pay me out and then pursue you for what you owe them. See if I care.

See how adversarial we become in a 'fault based' compensation system.

Watch your premiums hike up a 300% as 33% of the population opt out of insurance and either tell your insurance co to take a hike or make them spend thou$ands seeking compensation (at $1 a week cause I'm so broke that I have to represent myself in court when I deny liability) then assuming they win and I default on my $1 a week payment they will have to go to court again to make me start it again.... I think your premiums will go even higher.

[FastBikeGear]

Because They are covering you, because as you get older, you become a very high risk oldy. Have seen way more ACC claims in the Orthopaedic Ward, where I work as a Registered Nurse, from old people fracturing their Neck Of Femurs, requiring them to have hip surgery and very long Hospital stays with on going physio afterwards, than I have of all the "High Risk Youth" related accidents. So no, you are paying for you high risk future.

And just what have old age falls in the shower got to do with road user injury insurance?

And anyway someone else paid for you high risk Youth, and now it is time you paid it back.

Now your just being whacky. What sort of moderation feed backs are in this strange economic model. Your proposed economic model simply rewards young people for doing counter productive activities.

We need to take personal financial responsibility for our own actions and choices.

Wobblyas
Privatise ACC Insurance Now!

[bogan]

Bogan, I would agree, but you haven't a snow flakes chance in hell in getting either National or Labour to go back to the original ACC.

Well not with that attitude we don't. Its a democracy, if we fight for this, we can achieve it.

Nether WobblyArse, as they are one and the same. If ya having not worked that out by now, your ether deluded or thick. I want ACC as it was always meant to, A National No Faults Personal Injury Cover. Don't say we can't afford that because we can and have, without raising the levies. We do not have to settle for less. For me this is what the whole battle is about.

fucking aye!

Next you guys will want an extended compensation scheme to cover home and contents. You will want no doubt want everyone to contribute the same amount into this and no doubt you will also want this to be a no fault scheme?

Why should I subsidise a high risk youth - I am retired. And while I am on the topic of being retired, I am not elligible for ERC but I currently pay exactly the same as someone who is...again your retired parents and I are subsidising someone elses cover and it's not fair.

Home and contents is not as critical as medical, simple as that. You should subsidise high risk youth because you were one, you dont pay the same for ERC as you don't pay any earners levy if you are required. Motor vehicle account yes, but thats just messed up, I would prefer if the motor vehicle account only payed for injurys costs, and the Earners levy account pays for ERC, seems much fairer.

[Squiggles]

Why should I subsidise a high risk youth - I am retired. And while I am on the topic of being retired, I am not elligible for ERC but I currently pay exactly the same as someone who is...again your retired parents and I are subsidising someone elses cover and it's not fair.

Dunno why the fuck i should pay out for all those other schemes for you old farts then eh? Falling down the stairs and taking all those $$ we pay, clogging up hospitals etc
Sure, there are dumb fux we pay out for under a community scheme, but then there are those who get the help they need but cant afford, getting them back on their feet quickly so they're able to contribute in the future.

[oldrider]

See how adversarial we become in a 'fault based' compensation system.

With all due respect there FC46.

This colossal adversity is directly attributable to the current ACC no blame "monopoly" scheme and you make a statement like that!

At least if it is out there in the open market, we can make our own personal choices! How adversarial is that!

[yachtie10]

Dunno why the fuck i should pay out for all those other schemes for you old farts then eh? Falling down the stairs and taking all those $$ we pay, clogging up hospitals etc
Sure, there are dumb fux we pay out for under a community scheme, but then there are those who get the help they need but cant afford, getting them back on their feet quickly so they're able to contribute in the future.

I was keeping out of this thread but FYI
Wobblyarse is not an old fart (he cant be he is younger than me, I think)
and he spent a lot of his youth racing cars (dont know if he had any claims)

good thread for making people think
have you paid your membership fees yet?

[RiderInBlack]

Wobblyarse is not an old fart (he cant be he is younger than me, I think)
and he spent a lot of his youth racing cars (dont know if he had any claims)

But he is not getting younger ether. His bone will get more brittle. He will run the risk of having a fall if he lives long enough that could easily end-up with a fractured bone. This would be paid by ACC if we still have it by then. Therefore he will most likely become a High Risk Old Fart that the High Risk Youth of today will be helping fund his ACC expenses, if we still have ACC then.
He has also Had a VERY HIGH RISK YOUTH, that others have already covered him for had he had an accident.
Therefore he is hypocritical if he doesn't want to support others at high risk now. What goes around cames around. Sometimes ya need to paid it forward and sometimes you need to pay it back. In the end it all balances out.

[flyingcrocodile46]

With all due respect there FC46.

This colossal adversity is directly attributable to the current ACC no blame "monopoly" scheme and you make a statement like that!

At least if it is out there in the open market, we can make our own personal choices! How adversarial is that!

That particular statement was meant in jest, but what ever.

[yachtie10]

Maybe i am missing something but when older citezens say over 65 have an accident like falling over. Doesnt the health system pay to fix them up while they still get there pension. How much does it cost ACC in this case?