I refuse to go in to debt over Christmas!
Never have, and I'm way too old to start now.
We've had a tough year...converted our credit card hotpoints to vouchers and will give them to our kids and grandkids.
Everybody else misses out...tough!
I don't really have too much sympathy for those who feel the need to compete with the Joneses and buy expensive gifts they can't afford, though.
We should all learn to say "No" occasionally, and not buy in to the commercial hype.
Diarrhoea is hereditary - it runs in your jeans
If my nose was running money, I'd blow it all on you...
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