Occupy Dunedin?

[Oscar]

Pot kettle black, meh
Do I have no respect for democracy? What draws you to that conclusion? Don't I always vote? (do you have a point?)

Is that what I would do? I fail to see your point, again. Preferential treatment is a way of life n'est pas?... especially if more of the good ideas are coming from one area. Why would I complain about that? Would I sell my principles just to have one of my policies implemented, that would kinda depend on the policy and what I'd have to vote for in return. I object to the fact that I'd have to do something in return where the policy I put forwards would be of benefit to the people that had put me in parliament in the first place. If the policy is "sound" and can't get in on its own merit, without having to "curry favour", then there's something wrong. So no, I don't agree that party's should have to bend their principles to get their ideas heard. Is that so hard for you to comprehend?

It's not a fuckin game! although it would seem that the drama queens find it an acceptable way for a government to behave.

Did you vote?

[mashman]

Did you vote?

Can you read?

[Oscar]

Can you read?

I certainly can.
So having established that you vote (assuming that your smillie use was not ironic), did you vote for a party that doesn't do deals and accomodations under MMP? I'd be interested if their was one.

[mashman]

I certainly can.
So having established that you vote (assuming that your smillie use was not ironic), did you vote for a party that doesn't do deals and accomodations under MMP? I'd be interested if their was one.

I voted not to vote.

[Oscar]

I voted not to vote.

So you're a sheep with no clue?

[mashman]

So you're a sheep with no clue?

Not how I see it... but certainly a classification I'd parrot.

[imdying]

Personally I think there is some validity in their protests. That banks can make Billions of Dollars profit, but that young families can't afford a house/mortgage is just one of them

Here's the thing though... there are plenty of young families in New Zealand that can afford a house/mortgage.

[mashman]

Here's the thing though... there are plenty of young families in New Zealand that can afford a house/mortgage.

and there are plenty who can't, even though they work 8 hours per day 5 days a week, and much longer in other cases. Hardly seems right really, does it?

[imdying]

and there are plenty who can't, even though they work 8 hours per day 5 days a week, and much longer in other cases. Hardly seems right really, does it?

That there are those that can't and those that can? That seems right to me. Those people are called renters. Some people even choose that for themselves, so presumably being a long term renter isn't the end of the world. Maybe the problem is affordable mortgages, but the rampant desire New Zealanders have to be saddled by one?

[mashman]

That there are those that can't and those that can? That seems right to me. Those people are called renters. Some people even choose that for themselves, so presumably being a long term renter isn't the end of the world. Maybe the problem is affordable mortgages, but the rampant desire New Zealanders have to be saddled by one?

Fair enough. Can't/can, want/don't want, but I think you're onto it with affordable mortgages... for those who would like to own their own place (as odd as it may seem to ya). Aye, it's probably western attitude, tis certainly a UK mantra.

[Oscar]

and there are plenty who can't, even though they work 8 hours per day 5 days a week, and much longer in other cases. Hardly seems right really, does it?

There are also those who hold shares in banks, either individually or through superannuation funds, who rely on dividends to get by.
Would you reduce their income to allow cheaper loans?

[mashman]

There are also those who hold shares in banks, either individually or through superannuation funds, who rely on dividends to get by.
Would you reduce their income to allow cheaper loans?

Why can't you have both?

[Oscar]

Why can't you have both?

No reason, but it would probably require some sort of Govt. g'tee or tax payers input.

[mashman]

No reason, but it would probably require some sort of Govt. g'tee or tax payers input.

Would the new borrowing generate more $$$ to return to those who hold shares? After all the loan will probably be sold on? so why would taxpayers need to pay more?

[Oscar]

Would the new borrowing generate more $$$ to return to those who hold shares? After all the loan will probably be sold on? so why would taxpayers need to pay more?

Assuming that you're advocating making it easier for people who can't currently afford a mortgage or don't qualify in terms of equity, then some sort of Govt. g'tee or input will be required. The fact is that it's cheaper to borrow housing finance than it has been for several generations, so the interest cost is unlikely to be the limiting factor. It is also worth remembering that the 2008 global financial meltdwon was started by US mortgage lenders dabbling in low/no equity housing finance.