Write off

[superjackal]

Hi

If you have an accident on your bike and it's too expensive to repair what are your options?

Can you remove personal add-ons like luggage panniers, top boxes, racks, tassles....?

I'd like to buy the bike back and fix it myself. Anyone done that?

Gutted.

(Not the the new one I just got).

GNJ

[Glowerss]

If you're quicker then they are sometimes I've had a few mates get shit off of it before the insurance co took it away from the shop. Depends how badly it's fucked I suppose. If it's in bits on the side of the road, you probably won't get anything back. IF it's still in the shop deciding if its financially viable to repair or not, you might have a shot.

and you can quite often find your bike on trademe after one of those insurance writeoff auctions come up. Some people do buy them back after the fact if they go cheap enough.

[Katman]

Hi

If you have an accident on your bike and it's too expensive to repair what are your options?

Can you remove personal add-ons like luggage panniers, top boxes, racks, tassles....?

I'd like to buy the bike back and fix it myself. Anyone done that?

Gutted.

(Not the the new one I just got).

GNJ

Once an insurance company writes off a vehicle you're not even allowed to remove the fuel from the tank.

[superjackal]

Once an insurance company writes off a vehicle you're not even allowed to remove the fuel from the tank.

Tanks not big but it was full...
Do you get a refund on your registration?

[superjackal]

Normally they give you the option to remove extra shit like carrying cases and the like.

and you can quite often find your bike on trademe after one of those insurance writeoff auctions come up. Some people do buy them back after the fact if they go cheap enough.

Do you have to re-register them etc?

[Glowerss]

Do you have to re-register them etc?

Yeah, if it's an insurance write off it becomes deregistered. You then have to go through the process to rereg the bike which is normally a 4-500$ endeavour assuming everything is working as it should. IE you have to get the brakes certified, but the brake cert only lasts like a few weeks I think it is.

IF your bike fails the inspection necessary for getting it back on the road (it's like a super super WOF check), then you have to fix the problem within the timeframe of your brake cert ect.

It's a bit of a hassle usually. You have to pay for 3? or 6 months rego when you get it rereg'd as well. Normally runs 350-500$ all up.

[nodrog:Me]

I would have thought phoning your insurance company and asking them would have been a good idea.

[Katman]

Meh, what would the insurance company know?

[haydes55]

Pics and stories! How'd you total it?


My opinion it's a gn250, you could by a written off one and reregister it and repair it. Or you could buy a couple years old one in decent condition for a similar price. I know you have a man-crush on the gn but it's just a little shitter. Spend your money on turboing your new beast. Or you could use the insurance payout as a deposit on a hayabusa.

[tigertim20]

its a GN. I see GNs come up for around a grand from time to time, Id wait till a cheap already legal GN comes up on trademe.
It is a 6 month minimum rego when doing the reregistering thing. you can do the brake test yourself if you have the stuff for it. Its going to cost you $400-$500 just for the inspection and rego cost, and brake test. Add to that the cost of any parts you need to replace. and the cost of the bike itself.
Its probably not worth it for a GN. If it was a 3k + bike it could probably be economical, but I think youd be better off buying a cheap GN with your payout.

as for getting refunded the rego? no. Baically how it works is like you damage your bike, they insurance company buy it off you (your payout) and they derego it, so THEY get the rego money. YOu can argue with them the cost of your payout a little, so if you had 12 months rego on it still, I would twist their arm for a slightly higher payout. no guarantees though.

What exactl is the extent of the damage as you know at this stage?

[ducatilover]

Don't you need an engineers report if there was any suspension or frame damage?
I'm not sure on that though.

It's not economical to do, but who gives a shit? It's your money and your bike.
I've built my Kawasaki from the ground up, I probably could have another two ZZR600s for the money in it, but I couldn't care less, it's my bike and my money

[Katman]

you can do the brake test yourself if you have the stuff for it.

Actually, no you can't.

[ducatilover]

Actually, no you can't.

That was changed recently wasn't it? Pretty sure it used to be "performed by somebody competent", which didn't define what competent was? Bloody stupid

[superjackal]

Pics and stories! How'd you total it?


My opinion it's a gn250, you could by a written off one and reregister it and repair it. Or you could buy a couple years old one in decent condition for a similar price. I know you have a man-crush on the gn but it's just a little shitter. Spend your money on turboing your new beast. Or you could use the insurance payout as a deposit on a hayabusa.

Yeah, but it's my (was my) little "shitter". First bike in all. The damage seemed superficial, all the damage has added up, plus labour etc. I rode it from the accident to the repairer so it was still workingish.

It happened at the basin reserve in Wellington while changing lanes. They've f**ked around with the lanes so it's confusing the hell out of people and muppets that can't read road signs are panicking. A couple of 4x4s were in front of me. I indicated, looked over my shoulder to check safe to change, looked back and both 4x4s had stopped. Threw on the brakes and (again) the GN just dumped me onto the ashphalt. I ended up underneath the 4x4 in front. he was a good guy who stopped to help and didn't see any damage to his car. He made sure I was ok, flicked me his business card and left.

Both times I've emergency stopped it's dumped me on the ground. One of those "lovable" idiosycrasies of GNs? It's technically my fault as I couldn't stop in time. But, really, it's the dickhead in front who came to a complete stop because they couldn't figure out which lane to be in.

Good reminder to chill out on the commute.

I feel guilty-as towards the little shitter as it didn't deserve to be written off.

I'd have thought I could repair it myself, but then there could be all kinds of damage I don't know about.

I suspect it will be tidied and re-sold. Hope so.

[ducatilover]

Tucked the front eh?
That's pretty easy to do on a GN with nylon tyres.

If you want to buy it back etc, just do it.