The definitive motorcycle insurance thread

[saltydog]

Hi Bret, although havent claimed with these guys, NAC insurance costs $413/yr for $8k cover on the yammy, 500 excess, full gear cover and free roadside assistence. u sell Quasi?

[Twosixty]

Have almost been with Protector for a year, was looking forward to premiums dropping on one year anniversary.
Gave them a courtesy call the other day to enquire what I'd be dropping to and make sure they had my details correct etc.
"Did you say SP2 sir? We have just loaded that bike recently... So you were insured as a VTR1000 Class 2, now you'll be insured as a Class 3. Sure you'll still get the annual premium drop (which would have been down to $710) but being a class three you will be paying $780 instead of the $1200 you should have been paying."
Sweet as. The kids have got used to rice anyway haha.

[madkiwi]

Dont go with vero............aka golightly........

out of intrest, why not vero "david go lightly scheme" I am with them, have had two friend that have been paid out with them with no hassels. Protecta looks good but at $1300 + seems expensive compared to my current scheme at about $1000
HAs anybody needed to claim on track day componient of Protecta insurance

[Floppy disk]

I have no idea why the insurance of my Kawasaki 650 2008 is only $380 with Swann. That's an "increase" of $30 compared to the previous year. Is it because the value insured is only $5000?

[Gianz]

I have no idea why the insurance of my Kawasaki 650 2008 is only $380 with Swann. That's an "increase" of $30 compared to the previous year. Is it because the value insured is only $5000?

ah, good to know, I pay 404$ for sv650 2006 with swann same value insured

[glukasil]

hi guys...just got my first road bike suzuki gs500....and learner license.

cant insure it with aa as they wont allow 250 or bigger bikes on learner license.

what insurance company would you recommend?

thanx a lot.

[Dragon]

Wait what if its lams legal AA should cover it

Umm give kiwibike a call they should sort you out

Im with star via kiwibike have my bike and gear covered

[willytheekid]

Wait what if its lams legal AA should cover it

Umm give kiwibike a call they should sort you out

Im with star via kiwibike have my bike and gear covered

+1

KiwiBike/Star insurance for me as well (Bike & gear)...not the cheapest, but they have a damn good reputation

[Spuds1234]

Golightly/Vero insurance are also very good.

[Subike]

Golightly/Vero insurance are also very good.

+1 for these guys, easy as to deal with and have had friends who have had claims settled withing weeks with no problems.

[Erelyes]

I am with NAC (co-insurer with State), 138/yr (3rd party only) with 700 excess. 28yo, learner bike licence, no demerits etc, 225cc bike.

I haven't had to claim on anything for the last 8 years, let alone since I learnt to ride, so can't comment on their claims process.

[sil3nt]

NAC were good to deal with. They were cheapest when i was on learners/restricted. Kiwibike was cheaper on my bigger bike on my full.

[pouakai]

I've had such a shit time with state and associated cos (NZI) I'll never go near them again !!
One tome when making a theft claim they pulled me up on not having told them about a speeding ticket a year prior and denied the claim. Another time I claimed for a stolen radar detector so they decided I must be bad risk - not only refused the claim but cancelled my policy !! BE VERY WARY IF YOU DECIDED TO DO BUSINESS WITH STATE GROUP !!

[Owl]

I've had such a shit time with state and associated cos (NZI) I'll never go near them again !!
One tome when making a theft claim they pulled me up on not having told them about a speeding ticket a year prior and denied the claim. Another time I claimed for a stolen radar detector so they decided I must be bad risk - not only refused the claim but cancelled my policy !! BE VERY WARY IF YOU DECIDED TO DO BUSINESS WITH STATE GROUP !!

Speeding ticket is not a material fact in your first claim. Second claim would suggest they think you're dodgy?

[Mushu]

I've had such a shit time with state and associated cos (NZI) I'll never go near them again !!
One tome when making a theft claim they pulled me up on not having told them about a speeding ticket a year prior and denied the claim. Another time I claimed for a stolen radar detector so they decided I must be bad risk - not only refused the claim but cancelled my policy !! BE VERY WARY IF YOU DECIDED TO DO BUSINESS WITH STATE GROUP !!

Take those fuckers to court, sounds like they owe you a shit load of money and just fed you a load of shit to get you off their case (sounds like one of the standard insurance company tactics)

When I got the ninja I rang aa for insurance (I have my cage insured with them and gold aa road assistance and have done for years) they refused to insure me despite the fact the bike was brand new, unmodified and having no claims ever because of the likelihood of a learner to crash a bike (which I did) so I went with star insurance and they were great to deal with when I did make a claim (but Kawasaki took forever to source the parts)

But I would recommend Star insurance

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