The role of parents in financial education

[jonbuoy]

I just did.



... you think I've always thought this way? How quaint.

No you haven't - how do you end poverty, what is my role in it?

[mashman]

No you haven't - how do you end poverty, what is my role in it?

Just carry on being a good buoy.

[jonbuoy]

Just carry on being a good buoy.

So you don´t have the answer?

[avgas]

How many people are there in the country that do your job? Would it be possible that you would spend a little time training 3 or 4 others to share the burden of your role (providing backup), then replacing you to go off and do what you want?

True story. I once was a in a position helping the better of man kind with no pay. A group of us was working on various projects and the primary beneficiaries said to us "What do you want?"
"We want to teach you how this works so that we can leave it with you"
.......

5% of the said beneficiaries turned up to be trained. None hung around after the training to take over the system.
We eventually burned out supporting a system that did not benefit us. It died with us.

Similar thing have happened in the Islands.

After seeing these failures. Fuck em, you want me - show me, or at bare minimum pay me. Otherwise the only satisfaction you are offering me is the ability at the end to step back and watch it burn.
Rand was a loopy bint - but in all that crazy talk she had one good point. If you don't respect anything, you deserve nothing.
The fact the entire system (any system - even yours) is no money, its not greed.........it the core fundamental of people.
Someone people will always find a way to take the ride, and some will be fooled to pull the carriage. If the guy pulling the carriage is given the opportunity to fuck off and live away from the whole thing.............he is going to take it.
You call money a shackle, well some of us a good a running away without em.

[avgas]

No you haven't - how do you end poverty, what is my role in it?

Security Guard.

[avgas]

with a paper thin wafer perhaps?

You think thats tuna in your sandwich?

[mashman]

So you don´t have the answer?

I just gave you an answer.

[mashman]

True story. I once was a in a position helping the better of man kind with no pay. A group of us was working on various projects and the primary beneficiaries said to us "What do you want?"
"We want to teach you how this works so that we can leave it with you"
.......

5% of the said beneficiaries turned up to be trained. None hung around after the training to take over the system.
We eventually burned out supporting a system that did not benefit us. It died with us.

Is that because they weren't being paid at the end of the training?

Similar thing have happened in the Islands.

After seeing these failures. Fuck em, you want me - show me, or at bare minimum pay me. Otherwise the only satisfaction you are offering me is the ability at the end to step back and watch it burn.
Rand was a loopy bint - but in all that crazy talk she had one good point. If you don't respect anything, you deserve nothing.
The fact the entire system (any system - even yours) is no money, its not greed.........it the core fundamental of people.
Someone people will always find a way to take the ride, and some will be fooled to pull the carriage. If the guy pulling the carriage is given the opportunity to fuck off and live away from the whole thing.............he is going to take it.
You call money a shackle, well some of us a good a running away without em.

Well you'll get your wish given the current way we live. Quite possibly in our lifetime.
Very true in regards to the respect. Perhaps we can teach a generation to have some? As I said earlier, I'm willing to give it a bash to see if it can work. Better trying that never knowing?
And if the people pulling the carriage are happy to pull the carriage? They're fools? or are they just hard workers who have that respect thing you're talking about?
There is already an easy way out. It's called the dole. Why don't more people take that option?

[jonbuoy]

I just gave you an answer.

Nope - no answer there.......

[scumdog]

There is already an easy way out. It's called the dole. Why don't more people take that option?

I don't 'cos I'm greedy and materialistic, I want toys, travel, a sound house I actually own etc.


And I wouldn't like being called a lazy-arsed leech...

[mashman]

Nope - no answer there.......

Then you're not looking.

I don't 'cos I'm greedy and materialistic, I want toys, travel, a sound house I actually own etc.

And I wouldn't like being called a lazy-arsed leech...

Some people make a very good living on the dole. No reason you can't have both if you're willing to put in the hard yards.

Sticks and Stones.

[gwigs]

I don't 'cos I'm greedy and materialistic, I want toys, travel, a sound house I actually own etc.


And I wouldn't like being called a lazy-arsed leech...

So everyone on a benefit is a Lazy Arsed Leech...?
Some people don,t have a choice...
But hey its what I would expect from you..
Its like saying all cops are cunts..

[scumdog]

So everyone on a benefit is a Lazy Arsed Leech...?
Some people don,t have a choice...
But hey its what I would expect from you..
Its like saying all cops are cunts..

Touchy-touchy-touchy! - so defensive..

I said 'I' (i.e myself) didn't want to be called a lazy arsed leech.

I never said 'EVERYONE' on the benefit was one (I know they are not)- but others out there seem to think that and I didn't like the idea of being a target for them.

[scumdog]

Some people make a very good living on the dole. No reason you can't have both if you're willing to put in the hard yards.

I'll leave that to those willing to make the gamble - personally I would rather the 'hard yards' be more productive and assured, it's worked for me so far.

[FROSTY:Me]

It's not hard to know how much you can afford to pay at any given point in time. You have X coming in each week, you can afford to spend Y. The problems occur when circumstances change i.e. interest rates rise, cost of living rises, an unforeseen expense appears and they borrow borrow borrow with every intention of being able to pay it back. Plenty of people do pay it back, plenty of people hit the skids and end up out of their depth through no real fault of their own, coz circumstance screws their once comfortable position.
It's all fine and well telling kids to live beyond their means and I'd venture that the majority manage just fine... unless you have figures to highlight otherwise? .

Im sorry mon I deal with what I am saying every day of the week.I have a pile of files sitting right next to me. People wanting finance.
For Me and You what you posted is just common sense Im not argueing with you there.
But the evidence I have reinforces what Im saying .People across the board lack the ability to plan financially.
To say "ohh its the dumb blacks" or "pakeha ripping us off" is stupid because its right across New Zealand society. Black ,white,brown or yellow.People are not living within their means when things are good.
Actually I'd also add we have a generation with expectations of being bailed out when they get too deep in debt so they generally don't want to plan.