I need some serious advice

[BigRed2007]

Hi Fellow Kbers

Big red again and I am looking for advice financial and biker to another biker :P

Firstly getting a bigger CC bike. Ok this is not about trying to get a bigger bike to show off or anything like that. I am 6'2 and I weigh 135 kgs being a body builder. Now as you know I had a gz250 until i had that unfortunate accident but that gave me a chance to recover and think about my biking and the bike I want next.

So the good thing is I still want to ride... Can you blame me??? Its like a drug you cant get enough.

Ok so now I have a choice of getting an excemption and getting a 650 cc bike to fit my weight. So should i go ahead with that exemption???

Two: In terms of buying a bike now having being paid out somewhat for my previous bike i have appx 3 grand but I want to buy a Savage 650 cc or a good 400 cc cruiser.

What financial advise can you guys give me? What should I do save up 10 grand? Go for the bike when i have 5 grand etc?


Three: getting the gear and bike insurance again...

Having lost 1 k in bike gear cause stupid AMI doesnt cover bike gear in its standard policy ... who should I insure my bike with when I do eventually by a new bike?


I really need advice guys, and if you could suggest any other good 250- 750 cc bikes cruiser mostly that would be a good choice for me I would really appreciate.

In terms of financially I am not really in a rush to buy another bike having experienced the costs with full service, tyres, maintenance and other stuff I am cautious this time..

But its an addiction:P

So I will be looking forward to your advice guys

[Karma]

Having lost 1 k in bike gear cause stupid AMI doesnt cover bike gear in its standard policy

Apparently if you have home and contents insurance that should cover your bike gear in the event of a crash.

[shafty]

I agree with comment re household contents insurance.
I personally wouldn't touch a Savage, whatever size.
Consider a V Twin ahead of these singles - Yammie, Kawa an Suzy have several to choose from.

[Gremlin]

So should i go ahead with that exemption???

Based on size, you are most likely going to be allowed (I got one for less kg, one inch taller). Not knowing your skill level, do you feel comfortable moving to a bigger bike?

What financial advise can you guys give me? What should I do save up 10 grand? Go for the bike when i have 5 grand etc?

Don't know the going rate on cruisers, but 400-650 should be cheaper per cc than 250... they are always overpriced. Pay cash for the bike.. don't get a loan.

who should I insure my bike with when I do eventually by a new bike?

Phone up Kiwibike. I use them, they are excellent brokers, and have a high reputation amongst a lot of guys on KB.

Only you will know what you are comfortable on. Be aware that some cruisers place pressure on your lower spine, so you need to see whats comfortable for you, both seat wise, and riding.

First thing you should do is decide if you want to apply for an exemption. If you get one, then you will be able to look at any bikes that might appeal to you, rather than just 250s. Are you on your learners still?

[Nasty]

Hi Fellow Kbers

Big red again and I am looking for advice financial and biker to another biker :P


Three: getting the gear and bike insurance again...

Having lost 1 k in bike gear cause stupid AMI doesnt cover bike gear in its standard policy ... who should I insure my bike with when I do eventually by a new bike?

Get insurance .. your gear should be covered under your contents insurance for your house. And if you don't have contents insurance ... you should.

Nasty

[MSTRS:Me]

I think any exemption applies only to a particular bike, not a cc rating or whatever. IE - an actual bike, say HD Sportster, 883cc, Reg # 00ABC, Vin # 0123456789.
In other words, an exemption does not allow you to ride anything in the way that a full licence does.

[BigRed2007]

Apparently if you have home and contents insurance that should cover your bike gear in the event of a crash.

Well my parents phoned up AMi and they said its covered in the premium policy not standard policy ???

Are they making up bull shit? or is AMI just shit?? And trying to get out of paying out ?

[BigRed2007]

I agree with comment re household contents insurance.
I personally wouldn't touch a Savage, whatever size.
Consider a V Twin ahead of these singles - Yammie, Kawa an Suzy have several to choose from.

Ok I never really understood how is a V twin better than a Single??? and what models would you recommend?

[BigRed2007]

Based on size, you are most likely going to be allowed (I got one for less kg, one inch taller). Not knowing your skill level, do you feel comfortable moving to a bigger bike?


Don't know the going rate on cruisers, but 400-650 should be cheaper per cc than 250... they are always overpriced. Pay cash for the bike.. don't get a loan.


Phone up Kiwibike. I use them, they are excellent brokers, and have a high reputation amongst a lot of guys on KB.

Only you will know what you are comfortable on. Be aware that some cruisers place pressure on your lower spine, so you need to see whats comfortable for you, both seat wise, and riding.

First thing you should do is decide if you want to apply for an exemption. If you get one, then you will be able to look at any bikes that might appeal to you, rather than just 250s. Are you on your learners still?

Yes I am still on my learners but the thing is having ridden the 250 cc it was awesome and I practised a lot. However my real concern was

1. I am too top heavy for a 250 cc bike
2. I was scared to go up any hill on a 250 cc as it would loose a shit load of power, and as you know Nz is full off hills... and its a scary feeling loosing power up a hill... note I even changed down but didnt make much difference.
3. I do want to get an excemption because it would make more sense but I would have to take it very slowly, in terms of practise and getting used to 3 times the power.


So Gremlin your pretty much my size, if you were looking at a cruiser what would you recommend for a poor student like me:P, note that I will be saving up but what kind of cruiser would you recommend? any Particular brand?

[BigRed2007]

Get insurance .. your gear should be covered under your contents insurance for your house. And if you don't have contents insurance ... you should.

Nasty

Well my parents have AMI's standard insurance policy...

They said to my mother that AMI doesnt cover accidents under their standard policy... SO if anyone has bike here with AMI - home and contents - standard policy i suggest you either change your insurance company or you get their premium policy---

TBH State insurance was better than AMI --- far better.

[BigRed2007]

I think any exemption applies only to a particular bike, not a cc rating or whatever. IE - an actual bike, say HD Sportster, 883cc, Reg # 00ABC, Vin # 0123456789.
In other words, an exemption does not allow you to ride anything in the way that a full licence does.

I didnt know, thanks for telling me mate. I really appreciate it. I will confirm that with the person who will be signing the DL form for me.

[jafar]

See if you can get the exemption to go to a VT750 honda, should fit you a bit better. Not an overly powerful model & there are a few around 2nd hand.

[BigRed2007]

searching on trade me now :P

[BigRed2007]

average price of a shadow second hand ranges from 8-10 k,

Man looks like I will be saving up for a while lol

[Edbear]

I tend to agree with Shafty, Gremlin and Jafar. You should also PM Jetboy re: insurance, although Kiwibike matched his quote, he gave a special KB rate lower than the insurance company would normally give and as he was a KB'r and wanting to get more bikers on board to influence the company I went with him. Classic Cover is also good, but only for +35's.

Also, Jetboy's Roadside Assist option is about the best around.

You could also look at the Yamaha 650 V-Star. Not sure what they're going for but a mate has one and loves it.