Getting insurance without a licence?

[Luckylegs]

...that will cover your bike for theft, just not while ridden.

...Has anyones bike ever been stolen while they were riding it ???

I realise thats not what you were saying, Im just BORED !

[Chrislost]

Hi Guys

I am looking at a 600 and cant wait till I get my full, But untill then I was wondering if there is anyway to get insurance ? even if it is just for theft?

Nup.
I got told...

They do, but as you are not ment be riding it they wont insure you exept at your house.
which kind of defeats the purpose of theft insurance unless you are trying to build a clean insurance reccord.
aparently too many "stolen" bikes were getting found in ditches etc etc etc...

[Chrislost]

My Mrs (broker) recons you should be able to get storage cover that will cover your bike for theft, just not while ridden. She said to try NZI as they are pretty flexible or else contact a broker.

storage cover, yes...

but they wouldnt let me say that during the day my bike is stored outside work...

[marty]

what if you were riding said bike in somewhere like Glen Innes, and you got mugged, and your bike stolen. could you claim then?

or you popped up to the shop for milk, left the bike outside the shop, and it got stolen from there? could you claim?

or, you were out riding it, and fell off it (not likely i know, but) then called your mate from the killer beez, and he stole it from the ditch? could you claim then?

[scumdog]

what if you were riding said bike in somewhere like Glen Innes, and you got mugged, and your bike stolen. could you claim then?

or you popped up to the shop for milk, left the bike outside the shop, and it got stolen from there? could you claim?

or, you were out riding it, and fell off it (not likely i know, but) then called your mate from the killer beez, and he stole it from the ditch? could you claim then?

Hey, that's not very constructive, is it??

[madandy]

DB makes a valid and constructive point!
You wanna 600? Get an exemption or wait till ya get your license.
Too much instant gratification demanded by adulthoods' noobs these days, sheesh.

[dave_a]

best thread ever......

anyway no its not my first bike, infact its about my 16th I just came from riding dirt bikes and riding a 250 aint my thing.

I just dont want to go spend 12 grand on a bike then have some fucker steal it and end up with nothing.

[madandy]

You can buy a decent 600 for 5k at this time of year...far less risk while you're unlicensed...

or apply for the exption...are you over 25? You'd only need do 3 months on yer restricted + some ghey test then you're on yer full and laughing

[CookMySock]

anyway no its not my first bike, infact its about my 16th I just came from riding dirt bikes and riding a 250 aint my thing.

sooooo, write that down on a napkin, fill the fucken form out, pay ur fucken 22bux, and in ten days time you will get a letter - ta-da! fucken exemption! Piece of piss.

I was in exactly the same situation as you - aint no way I was going to ride a pissy little 250 for a whole damn year. They just wrote out the exemption - no questions asked. There is only one problem, and that is you don't get to ride around feeling like a lawbreaker - much to be said for this.

DB

[slimjim]

[QUOTE=dave_a;1593930]Dont post in my threads, Out of every post I have seen from you not one has been constructive.

holy fuck Robin............... yup wise up laddie !

[breakaway]

You can buy a decent 600 for 5k at this time of year...

Where?

[dave_a]

sooooo, write that down on a napkin, fill the fucken form out, pay ur fucken 22bux, and in ten days time you will get a letter - ta-da! fucken exemption! Piece of piss.

I was in exactly the same situation as you - aint no way I was going to ride a pissy little 250 for a whole damn year. They just wrote out the exemption - no questions asked. There is only one problem, and that is you don't get to ride around feeling like a lawbreaker - much to be said for this.

DB

Thats better

I will apply for it but being 22, 5 ft 10 and 70 kilo I dont think that they are going to be very empathetic.


Maybe i could be 6 ft 5 and 120 kilo when I apply

[Tank]

best thread ever......

anyway no its not my first bike, infact its about my 16th I just came from riding dirt bikes and riding a 250 aint my thing.

I just dont want to go spend 12 grand on a bike then have some fucker steal it and end up with nothing.

And I dont want to spend 12 grand on a bike just to have some fucker who cant be botherd to get dispensation crash into me and have no insurance.

Grow up - get off your high horse, get dispensation and get insured properly. Or if you cannot get dispensation - tough shit - ride within the terms of your licence.

Im sick of people that think that they are such riding gods that the law shoudnt apply to them.

DB's comment was constructive - its just thet you were to stupid to see it.

[madandy]

Where?

tardeme.

I bought a '97 YZF600R with Ohlins suspension and a tweaked engine that ran with better/faster/newer bikes for 5k. that was from a dealer. Rode it to work every day for 2 years, did trackdays and plenty of weekend rides and sometimes wish I still had it.
Work mate bought a '96 ZX6R - 45000kms, near mint condition for $4600. The thing rides beautifully.

Search and you shall find...they're everywhere when you look around at take yer time

[Nicksta]

have you called and asked?
Dave at Kiwibike is really constructive and is a biker too.... he will let you know what you can insure and what you cant... how long until you get your full? i'd say you can insure it for fire and theft, then change it when you get the right licence.