Hey Femme,
The 400 is a lot of fun to ride, but I may be a bit biased. Here are the facts.
Ride height= excellently low

, I'm 5'7 but with short legs and I can sit flat foot no worries. its also not too long a reach to the bars, and they're nice and wide, easy to steer etc.
power wise= not a smudge on an inline 4

, mine puts out approx 45hp with the exhausts cored and a k&n air filter.
maintenance= Its going to be higher than on a jap bike, and given the small size of the engine you may end up paying a lot more, comparatively speaking.
looks and sound are the best bits of the ride. Mine is a 2000 and is a carbuetted version with only a single front disc. 2002 models had a dual front disc and may have been fuel injected.
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