Well bikers are screwed - ACC levy

[samgab]

We may be screwed after all. I was planning on putting rego on hold and riding anyway. cop the fine if I get caught. However I have just spoken to the insurance company. Harley Davidson Insurance underwritten by Swann. I asked if you are still covered for an accident if the bike is unregistered or rego is on hold. They will NOT cover you. Bike will be covered for fire and theft but NOT for accident because you would be on the road illegally. That changes things a lot for me. Now thinking I'm just gonna have to bite the bullet and pay the fucking thing. Anyone actually spoken to any other insurance companies about this??

No insurance company is going to cover you if you were riding without current rego and crash. They're looking for any excuse NOT to pay out, and from their point of view, having no rego is a good one.

[Marmoot]

1. Against ACC levy increases.
2. Three-strike policy.
3. Zero tolerance to crime.
4. Auckland supercity.

I'll be switching my vote to ACT next election.

[6ft5]

I think the logical thing to do for the goverment would be:

Remove ACC levy from all vehicle regos
Make third party insurance compulsary
Tag on ACC levy to insurance, which would be then calculated on individuals risk taking into account your safety record, infringments etc.

What this would do is take away the argument from who was at fault, bikers or cagers. As when you put a claim in they will straight away know who was at fault. so if biker at fault your ACC levy gets affected, if cager was at fault then they pay higher levy.

I think this would be the only fair way of proportioning the ACC levy.

On the other hand cyclists should pay ACC levy for privelage of using public roads. If they want to moan about inconsiderate drivers then they should pay up too. Otherwise stay the fuck off the road, and don't expect people caring if you ride like a twat and someone else runs into you or opens the car door.

My 2 cents

I vote for this idea, this way user pays will really come into effect. what about the "FAULT ISSUE". there should be a way to claim damages from the offending party?

[NighthawkNZ:Me]

Tag on ACC levy to insurance, which would be then calculated on individuals risk taking into account your safety record, infringments etc.

in that case also remove it from PAYE... which covers what you do persoally including riding you bike or driving a car

[I-N-HORZ]

Motorcyclist or not your submission and support would be greatly appreciated by those of us who enjoy one of life's simple pleasures.
Let your voice be heard on behalf of a family member,a partner or your friends regarding the outrageous penalty being place upon motorcyclist across New Zealand.
Motorcycling is a hobby,a pleasure and a lifestyle enjoyed by thousands of citizens nationwide after a hard weeks work,being penalized in this manner is not deserving of the motorcycling public.
Your support is much appreciated.

Making a submission
ACC is encouraging New Zealanders and affected organisations to have their say.

Submissions must include: Your name
Your address
Your contact phone number(s)

You can send your submission: By post: Levy Consultation
ACC
PO Box 242
Wellington 6140
By fax: 04 918 4395
By email: consultation@acc.co.nz

Deadline for submissions: 5pm, 10 November 2009

Also you could copy and paste your e-mail to:
nick.smith@national.org.nz
john.key@national.org.nz
j.key@ministers.govt.nz

[Strider]

Why should a biker with 600cc or higher pay more for rego that say a 250 cc biker. When both bikes can reach up to a hundered ks or more and both come out with the same damage. I like to see where them ACC dicks or that MPs work that one out. How many bikers that get ACC are of road trail bikes or farm bike?
Maybe I should put two extra wheels on it and call it a car, or not reg it and only pay the $200 fine way cheaper than a reg would be.

[Ixion]

We may be screwed after all. I was planning on putting rego on hold and riding anyway. cop the fine if I get caught. However I have just spoken to the insurance company. Harley Davidson Insurance underwritten by Swann. I asked if you are still covered for an accident if the bike is unregistered or rego is on hold. They will NOT cover you. Bike will be covered for fire and theft but NOT for accident because you would be on the road illegally. That changes things a lot for me. Now thinking I'm just gonna have to bite the bullet and pay the fucking thing. Anyone actually spoken to any other insurance companies about this??

Do a search this has been covered many times, such a clause is illegal under NZ insurance law . Then tell them to go read up their law.

[5150]

what about the "FAULT ISSUE". there should be a way to claim damages from the offending party?[/QUOTE]


I am am thinking something across that idea. I am thinking that would be a a small flat rate for everyone. then insurance can either give you rebate or load your levy according to your safety record, claims history etc.

[Hillbilly]

I was told of the ACC levy by my flatmate last night. I told him the same thing. Wew were living in ASussie for 6 years and never thought anything of the CTP. That's the way is was over there. That's the way it'll be over here from now on. In OZ registration was only AUD$100 or so. The rest was the CTP and GST! The Gov'ts made the change, and there aren't enough KBers with power, money or infulence to change anything - so get used to it.

The only positive thing is that big bike prices will fall as the sales will drop of dramatically.

[ready4whatever]

you get enough people jumping up and down and you can change anything

[MSTRS:Me]

The only positive thing is that big bike prices will fall as the sales will drop of dramatically.

Not new ones, and poor bastards that have one to sell. Especially those on finance...

[Grahameeboy]

You must have a very good insurance company...or a dumb one.

Riding an unregistered no wof bike on the road is breaking the law.

Must be clued up people on the other end if they pay out.

Yeah but insurance is a "Contract" so breaking the Law in some cases (DIC not being one) does no necessarily void cover.

[Grahameeboy]

Yeah but they do take into account the circumstances, where you were ect..ect..if ya aint got rego are ya suppose to be on the road? Can the insurance co decline by law or can't?

Circumstances "No".They look at breach of licence / fraud / DIC for eg. Even then the Insurance Law Reform Act covers depending on whether the policy breach was the cause of the accident.The Law of Contract applies

[mynameis]

Where is ACC's head office i think words/ protest required.

My katana is 673cc.... *facepalm*

I think car drivers should be covering us for some of it.

many times they are the cause so it balances out , the spokesperson for ACC said this themself less than a month ago on the herald website.

And let me guess theyve hiked ours up but they wont go putting car rego down by the claimed $70 it costs each car driver. my bet is it will remain the same or go up...

what a pack of wankers...

you guys going to sit back and let it happen, or should we get on closeup at 7 or campbell live with a group of bikers vs a spokesperson for ACC?

or are we all going to just talk shit on the internet and just sit here scratching our nuts instead.

Now you really have to get a perm and hit K Road skiddy

[spacemonkey]

1. Against ACC levy increases.
2. Three-strike policy.
3. Zero tolerance to crime.
4. Auckland supercity.

I'll be switching my vote to ACT next election.

Against the changes????
No the knee jerk joke party want it to be harsher in order to promote private health.
Quite frankly mr hide can go get fucked IMO!

ACT leader Rodney Hide would not say which areas he would discuss with Dr Smith, but indicated he wanted the changes to go even further than those proposed