Been in a crash: Insurance advice?

**neels** · 4th September 2013, 20:14

Contact the insurance company with details of the insured, details of the witnesses to what happened (I hope you got those) then prepare for the arguments about what market value is for your bike. Sadly they stand to lose, and they have lots of money and lots of time.

Last accident I had I was in a work vehicle and was absolutely not at fault, her insurance company took her statement as fact and refused to admit liability, ended up telling them to fuck off and work paid the bill to fix the car because it was easier than waiting god knows how long to get it back.

**nzspokes** · 4th September 2013, 21:08

Originally Posted by Maha

I wouldn't ride my new bike from the shop until I had cover for it.

Exactly. I wont ride anything im not covered to.

But if you hit her and thats her fault, your licensed to be riding the bike etc her insurance co should cover it.

**Smifffy** · 4th September 2013, 22:34

Last 4 purchases I've called the insurance company before parting with the cash. Occasionally the final part of the bargaining is "I'll take it as long as I can get insurance for it".

The downside of that of course is that the dealer then tries to sign you up for insurance too.... yeah nah.

**rastuscat** · 4th September 2013, 23:48

All this about calling the cops.

Whats the point? It's not their job to pursue insurance claims.

Funny, everyone bags the cops, then screams for them when it's someone else's fault.

Troll.

**Gremlin** · 5th September 2013, 00:16

Originally Posted by rastuscat

All this about calling the cops.

Whats the point? It's not their job to pursue insurance claims.

Usually for paperwork. Insurance usually likes to see the related police report, especially the fault finding (aka, how to weasle out of not paying for a claim). Also to compare the claim to anything reported to police, make sure facts add up etc.

**rastuscat** · 5th September 2013, 00:41

Originally Posted by Gremlin

Usually for paperwork. Insurance usually likes to see the related police report, especially the fault finding (aka, how to weasle out of not paying for a claim). Also to compare the claim to anything reported to police, make sure facts add up etc.

Police? Facts? Unrelated, I'm afraid.

**Drew** · 5th September 2013, 06:03

Originally Posted by rastuscat

All this about calling the cops.

Whats the point? It's not their job to pursue insurance claims.

Funny, everyone bags the cops, then screams for them when it's someone else's fault.

Troll.

Cops are only required for incidents where injuries are sustained, or the situation is getting violent.

**nzspokes** · 5th September 2013, 06:12

Originally Posted by rastuscat

All this about calling the cops.

Whats the point? It's not their job to pursue insurance claims.

Funny, everyone bags the cops, then screams for them when it's someone else's fault.

Troll.

This is Auckland, call the cops and nobody turns up.

Troll right back at ya.

**Maha** · 5th September 2013, 07:10

Originally Posted by nzspokes

This is Auckland, call the cops and nobody turns up.

Troll right back at ya.

Mention the word gun and at least 15 will turn up, including dogs.

**nzspokes** · 5th September 2013, 08:20

Originally Posted by Maha

Mention the word gun and at least 15 will turn up, including dogs.

Mention McDonalds and get the whole station.

**Tigadee** · 5th September 2013, 10:52

Glowerss - Shit, that's tough, man!

Glad you're OK...

Originally Posted by Maha

Mention the word gun and at least 15 will turn up, including dogs.

I like dogs...

**Glowerss** · 5th September 2013, 11:04

Yeah, not getting myself covered first was stupid. I knew it was stupid at the time and needed to sort it out, but somehow always managed never to find the time. Live and learn. I certainly won't be making the mistake again.

Does anyone know any well rated bike shops? Any decent recommendations? I haven't a clue where to get my poor baby taken to. SHe's still sitting in a parking lot not far from home.

**T.W.R** · 5th September 2013, 11:18

Originally Posted by nzspokes

Troll right back at ya.

The troll is a cop

Originally Posted by Glowerss

Does anyone know any well rated bike shops? Any decent recommendations? I haven't a clue where to get my poor baby taken to. SHe's still sitting in a parking lot not far from home.

Where do you usually get it serviced etc? if you've got a shop you go to regularly go back there as they'll know you & the bike. Get pricing on sourcing 2nd hand parts to repair the VFR; the insurance company if you're going to go down that route always do their pricing per new parts and that's what screws the chance of the bike being repaired...instant write-off pretty much, brand OEM parts

scary

**Maha** · 5th September 2013, 11:21

Originally Posted by Glowerss

Yeah, not getting myself covered first was stupid. I knew it was stupid at the time and needed to sort it out, but somehow always managed never to find the time. Live and learn. I certainly won't be making the mistake again.

Does anyone know any well rated bike shops? Any decent recommendations? I haven't a clue where to get my poor baby taken to. SHe's still sitting in a parking lot not far from home.

Richard @ Botany Honda?...is that in your area?