This is for anybody looking for bike insurance

[Disco Dan]

Just spoke to a lovely sounding lady at Kiwibike Insurance, when I asked about track days she said it depends on the trackday - more specifically KIWIBIKER track days as (wait for it) there has been a lot of claims!!!!!! She actually mentioned Kiwibiker!

Good part - cheapest around.

So own up... who keeps claiming for their noob skills at KB trackdays and making my premiums go up to cover it!!!!

[jrandom]

a lively and crackup guy named 'Tim' at 'John Baker Insurance'...

You should try meeting the man in person.

[imdying]

This is not the bike insurance you're looking for...

Actually, had a company email the other day saying blah blah, we'd like to give you a quote... so I emailed them back with my requirements, they emailed back to clarify some points, I replied, and then I never heard back. Why bother spamming me if you're not going to give me a quote??? I think 11 days is long enough for me to wait patiently...

[Disco Dan]

Just spoke to a lovely sounding lady at Kiwibike Insurance, when I asked about track days she said it depends on the trackday - more specifically KIWIBIKER track days as (wait for it) there has been a lot of claims!!!!!! She actually mentioned Kiwibiker!

Good part - cheapest around.

So own up... who keeps claiming for their noob skills at KB trackdays and making my premiums go up to cover it!!!!

Another quote, this is rough!

Dear Daniel

Thank you for your interest in receiving a quotation for motorcycle
insurance with PROTECTA Insurance. Based on the information you have
supplied the following will apply;
for full cover insurance your premium will be $ 935.00 (Incl GST)

Excesses are as follows:

Standard On Road Bikes - 20% of the sum insured - minimum $250,
maximum $2,000
Off Road Bikes - 30% of the sum insured - minimum $250

Additional $250 for riders under 25 years
$250 for licences other than full NZ motorcycle
$500 for single vehicle accidents

All of our motorcycle policies also include AA Roadservice cover for
road registered bikes at no additional cost. This service includes:
Three free callouts per policy year
Helmet Cover up to $500 in the event of an accident giving rise to a
claim

If you have any further questions you can reply, e-mail me or contact
anybody in customer services with your quote number 555519 on 09 377
6872.

Kind Regards

Customer Services

[Dino]

It seems to me that the premium is based more on the CC rating of your bike rather than your age, experience or previous claims history. Shit I wish I could find an insurance company to charge me $400 for full insurance.

Has anyone with a bigger CC bike had any decent prices quoted to them?

.

[Cave Cleaner]

Im covered thru Star insurance via Kiwibiker, and Im paying $509 per year for full cover for an 800 cc bike. and thats because Ive had 3 speeding tickets in two years,(otherwise It would have been around $430,) but also being an Old Fart may have helped...

[Disco Dan]

Well I am now covered by http://www.jbinsurance.com/motorcycle.htm

Would Highly recommend them, and thanks to JetBoy the whole process was completed through a few PM's via KB ! How easy was that!

Saved a few hundred bucks compared to any others I tried too!


Thanks JetBoy!

http://www.jbinsurance.com/motorcycle.htm

[Dirka]

Ive just cancelled my insurance as i sold my bike.
At time of insurance start:
Tower
I was 28yrs old.
Full licence just obtained (got learners at 15, restricted at 21)
1999 GSXR750, valued at $7000
I have my car and contents with them.
Yes ive had speeding tickets

$335 PA
Excess $300

[Suzi Q]

I am insured through David Golightly - broker, insurance is through Vero - I had a claim 2 yrs ago, dropped my R6 in shingle and messed up 1 side also damaging the pipe. I had fantastic service, no problems at all. Had the repairs done through Rides in CHCH and they practically repainted the bike. I ended up not getting a new yoshi pipe as they told me it would take up to 6 mths so I got a yamaha racing pipe - stunning sound. All in all it was a very good experience. My excess has now been dropped - company changed the way they do their excesses - and they now cover motorcycle clothing.
I work at State insurance and our premiums have decreased but our excesses have changed. The excess depends on the cc rating of the bike - the higher the cc the higher the escess.

[vifferman]

I swapped from State to AMI because I was unhappy with the bike insurance premium, and now I've just swapped from AMI to Star through Kiwibike. For a $9k bike, 800cc, the premium dropped from $740 to about $540, the excesses from $1000 to $500, and my gear is included up to $2500 each for me and the pillionister. I could've got an even cheaper premium and excesses of $250, but I'm pretty happy.
I told them about the two tickets I had last year, but it made no difference.

[Weaver]

I very recently insured my with Swann through Kiwibike. I will not be insuring with Swann again. Three weeks ago I crashed my bike and sent in the claim form, I get a letter today telling me my excess is going to be $1800 and they are finally going to have a look at the bike to assess the damage. They should have had someone looking at it within a week of me sending them the claim form.